revolutionizing consumer credit

We are revolutionizing the consumer credit experience by providing a platform for banks and lenders that lets consumers take control of their credit wellness.

Our Mission

Our mission is to solve systemic inefficiencies in the consumer credit market. We help banks and lenders grow their business while empowering consumers to take control of their financial wellness thereby improving both their lives and their brand loyalty.

We are a financial technology company partnering with lenders, banks, strategic partners, and credit reporting agencies to provide a proprietary platform that enhances the existing financial infrastructure.

Transformative Technology

Lantern’s cloud-based platform includes the Interactive Credit Report™. It empowers consumers with education and interactive tools to view a free credit report and score, model the impact of their financial actions, receive and accept offers directly from creditors, and make payments on existing accounts. We offer the only platform to provide consumers control over their credit score and credit worthiness.

Platform & Relationships

The patent protected Lantern Credit™ Platform integrates and enhances key components of the consumer credit ecosystem. Partnerships with financial institutions, credit reporting agencies, payment processors, and systems of record enable Lantern to tie into the existing consumer credit industry infrastructure, removing inefficiencies for all parties. The Lantern Platform can be licensed by financial institutions, strategic partners, and credit reporting agencies.

The Lantern Team

Lantern is delivering on its mission of empowering consumers to improve their lives and reinventing the consumer credit experience by leveraging an experienced leadership team. Our team consists of technology, consumer products, and financial services veterans, including Silicon Valley pioneer John Sculley, and former CEO of Morgan Stanley, John Mack.