Lantern Interactive Credit Reportâ„¢


Empowering consumers to fully understand their credit with transformative technology.

Empowering consumers to fully understand their credit with transformative technology.

Our mission is to solve systemic inefficiencies in the consumer credit market

Provides personalized goal setting, education, modeling, and actionable offers

Personalized credit offers can be made with knowledge of consumer profile and goals

Empowers consumers to improve their financial wellness

Host business reduces the likelihood of their consumers searching elsewhere for credit information and advice

Long-term consumer relationships and value are enhanced with appropriate cross-sell and upsell

Your Customers, Your Brand

Customizable for Your Business

Our white-labeled platform facilitates a complete understanding of credit scores and reports without breaking from the current experience. Seamlessly integrate with your business and empower consumers to begin managing and improving their scores.

Lantern Credit Dashboard

Credit Score

Access credit score with detailed visibility into score health

Credit Monitoring

Visibility into credit file without requesting a new report from the bureau

Credit History & Trends

View score history and identify trends that impact credit score

Simulated Predictions

Predicted score changes based on simulated payments, updated balances, and offers

Personalized Goals

Selected educational materials and guidelines for success based on goal input

Personalized Offers

Selected offers based on credit score and goals for higher chances of approval

Real Time Simulations

Offers a real time view of credit changes before the bureaus process the latest information

Educational Material

Access to educational material with personalized recommendations
Key Features

Key Features

Expedient integration through API map and AWS hosting

Complete branding control through content management system

Customized selection of product features and user experience

Customer selects their own goals that could include a higher credit score, home or auto purchase, debt consolidation, and others

Offers engine can be driven by rule sets or machine learning


Platform can support alternative credit reports and scores

Tradeline level action planning and score change projection

Interactive and personalized consumer goal setting

Education content and other messaging can be customized or populated by host business

Offers inventory is fully populated and managed by host business