Best Credit Cards

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Editor’s note: Lantern by SoFi seeks to provide content that is objective, independent and accurate. Writers are separate from our business operation and do not receive direct compensation from advertisers or partners. Read more about our Editorial Guidelines and How We Make Money.
How We Chose the Best Credit Cards
Rewards credit cards Balance transfer credit cards 0% Intro APR credit cards No annual fee credit cards Secured cards Fair credit cards Cash back credit cards Travel credit cards Small business credit cards
Best Rewards Credit Cards
If You Want Travel Rewards: Chase Sapphire Preferred® Card
If You Want Cash Back Rewards: Wells Fargo Active Cash
Best Balance Transfer Credit Cards
If You Want the Longest Available Promotional Financing Period: U.S. Bank Visa® Platinum Card
If You Want a Great Balance Transfer Offer and Cash Back: Citi® Double Cash
Best 0% Intro APR Credit Cards
If You Want the Longest Available Promotional Financing Period: U.S. Bank Visa Platinum
If You Want a 0% APR Card With Cash Back Rewards: Chase Freedom Unlimited®
Best No Annual Fee Credit Cards
If You Want a No Annual Fee Card for 0% APR Financing: U.S. Bank Visa Platinum
If You Have Poor Credit and Want to Rebuild It: Capital One Platinum Secured Credit Card
If You Want to Earn Travel Rewards: Bank of America® Travel Rewards
Best Secured Cards
If You Want a Low Refundable Deposit: Capital One Platinum Secured Credit Card
If You Want to Earn Rewards With a Secured Card: Bank of America® Customized Cash Rewards Secured Credit Card
Best Fair Credit Cards
If You Have Fair Credit and Want to Earn Rewards: Capital One QuicksilverOne Cash Rewards Credit Card
If You Have a Limited Credit History: Petal® 1 Visa® Credit Card
Best Cash Back Credit Cards
If You Want a Cash Back Credit Card That Earns a Flat Rate of Cash Back on All Purchases: Wells Fargo Active Cash
If You Want a Cash Back Credit Card That Offers Large Amounts of Cash Back on Purchases From Bonus Categories: Blue Cash Preferred® Card from American Express
Best Travel Credit Cards
If You Want to Earn Rewards That Can Be Transferred to Airline and Hotel Programs: Chase Sapphire Preferred® Card
If You Want to Earn Rewards and Elite Status on a Discount Carrier: Frontier Airlines World Mastercard® from Barclays
Best Small Business Credit Cards
If You Want Flexible Reward Points: Ink Business Preferred® Credit Card
If You Want to Earn Cash Back From Your Business Purchases: Capital One Spark Cash Plus
The Takeaway
About the Author
Jason Steele has been writing about credit cards and award travel since 2008. One of the nation's leading experts in this field, he has contributed to dozens of personal finance and travel outlets and has been widely quoted in the mainstream media.
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