Best Credit Cards for Good Credit

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Editor’s note: Lantern by SoFi seeks to provide content that is objective, independent and accurate. Writers are separate from our business operation and do not receive direct compensation from advertisers or partners. Read more about our Editorial Guidelines and How We Make Money.
How We Chose the Best Credit Cards for Good Credit
Cash-back cards for good credit Travel cards for good credit Cards for promotional financing Store cards Small business cards Credit cards with good benefits
Best Cash-Back Cards for Good Credit
If You Want a Cash-Back Card for Good Credit: Discover it® Chrome Gas and Restaurants
Pros:
There’s no annual fee. The card offers cash rewards. The introductory APR financing offers lasts for 15 months.
Cons:
The bonus cash-back matching ends after the first year. There’s a low limit for 2% cash-back earning. The card offers few benefits.
Best Travel Cards for Good Credit
If You Want a Card for Travel: VentureOne Rewards for Good Credit from Capital One
Pros:
The card offers travel rewards without an annual fee. Miles can be transferred to airline and hotel partners. There are no foreign transaction fees.
Cons:
The rewards must be used for travel. There aren’t any bonus categories for earning miles. No premium benefits are offered, unlike some other travel cards.
Best Cards for Promotional Financing
If You Want a Card for Promotional Financing: U.S. Bank Visa® Platinum Card
Pros:
The card has a long promotional financing offer. The promotional financing is available for new purchases and balance transfers. There’s no annual fee.
Cons:
The card provides no rewards or bonuses. Currently, there’s no welcome offer. The timeframe for balance transfers for promotional financing is short.
Best Store Cards for Good Credit
If You Want a Store Card for Good Credit: Capital One Walmart Rewards® Mastercard®
Pros:
The card offers cash back for frequent Walmart customers. It’s got no annual fee. Earning on restaurants and travel is good.
Cons:
There’s no introductory APR. In-store rewards are limited. The card offers few benefits.
Best Small Business Cards for Good Credit
If You Want a Small Business Card for Good Credit: Capital One Spark Cash Select
Pros:
Promotional financing is included There’s no annual fee. The card offers unlimited, straightforward cash back.
Cons:
There are few benefits. No new cardholder bonus opportunities are offered. The card provides no category bonuses.
Best Cards for Benefits for Good Credit
If You Want a Card for Benefits: Chase Slate Edge℠
Pros:
The card offers you the ability to lower your interest rate. There’s no annual fee. It also provides an Introductory APR financing offer.
Cons:
No rewards are offered. There are no bonus opportunities for opening an account. There's a 3% fee for balance transfers.
The Takeaway
About the Author
Jason Steele has been writing about credit cards and award travel since 2008. One of the nation's leading experts in this field, he has contributed to dozens of personal finance and travel outlets and has been widely quoted in the mainstream media.
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