Best Metal Credit Cards
Share this article:
How We Chose the Best Metal Credit Cards
Best no-fee metal card Best metal card for foodies Best travel rewards metal card Best travel benefits metal card Best metal card for groceries Best metal card for online shopping Best metal cards for double miles on everything
Best No-Fee Metal Cards
If You Want a No-Fee Metal Card: Apple Card
There’s no annual fee. The card doesn’t charge any foreign transaction fees or late fees. It offers a solid cash-back rate for purchases made with Apple Pay.
The card provides few travel rewards. It offers few benefits. The list of select merchants who are eligible for bonus cash back is limited.
Best Metal Cards for Foodies
If You Want a Metal Card for Foodies: Capital One Savor
The card provides excellent rates of cash back for dining and entertainment purchases. It offers a new cardholder bonus. There are no foreign transaction fees.
There’s a $95 annual fee. The card offers few benefits. It’s got a higher-than-average APR.
Best Metal Cards for Travel Rewards
If You’re Looking for a Metal Card for Travel Rewards: Chase Sapphire Reserve®
The card provides strong bonus rewards on travel and dining purchases. Points are flexible and can be redeemed for a variety of travel-related expenses. The $300 annual travel credit is easy to use; it can bring the net cost of annual fee down to $250.
The annual fee is relatively high. Some of the statement credits once available on this card stopped being offered after 2021. There’s no elite status offering with this card.
Best Metal Cards for Travel Benefits
If You Want a Metal Card for Travel Benefits: The Platinum Card® from American Express
The card gives you gold status with Marriott and Hilton. Statement credits offset the annual fee. There are valuable point transfer options for travel.
The card has a high annual fee. There are few bonus rewards opportunities. The many available statement credits may be hard to keep track of.
Best Metal Cards for Groceries
If You Want a Metal Card for Groceries: American Express® Gold Card
The card earns 4x reward points at U.S. supermarkets and restaurants worldwide. There are valuable point transfer options for travel. Statement credits help to offset the annual fee.
There’s an annual fee of $250. Statement credits are monthly and could be hard to keep track of. Annual grocery store earnings are capped.
Best Metal Cards for Online Shopping
If You Want a Metal Card for Online Shopping: Amazon Rewards Visa Signature Card
The card offers strong cash back benefits on Amazon and Whole Foods purchases. There are no earnings caps. The card doesn’t charge an annual fee.
The card provides few benefits. Prime membership is not included with the card. The online shopping bonuses are limited to Amazon.com.
Best Metal Cards for Double Miles on Everything
If You Want a Metal Card for Double Miles on Everything: Capital One Venture
Cardholders get double miles on all purchases. The card offers flexible rewards redemption. There’s a 1:1 transfer ratio to travel partners.
There’s a $95 annual fee. The card provides few premium travel benefits. There are few additional benefits.
About the Author
Share this article: