The Credit Card Sign-up Bonus: What It Is and How It Works

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Editor’s note: Lantern by SoFi seeks to provide content that is objective, independent and accurate. Writers are separate from our business operation and do not receive direct compensation from advertisers or partners. Read more about our Editorial Guidelines and How We Make Money.
What Is a Credit Card Sign-up Bonus?
How Do Credit Card Sign-up Bonuses Work?
Types of Credit Card Bonuses
Cash-back Points
Purchase Discounts
Additional Bonus Rewards for Spending
How to Earn Credit Card Sign-up Bonuses
Pros and Cons of Sign-up Bonus Credit Cards
How to Make the Most Out of Your Credit Card Bonuses
Pick the Most Suitable Card
Look for Special Offers
Ensure You Are Eligible for the Bonus
How to Redeem Your Credit Card Bonus Reward Points
The Takeaway
Frequently Asked Questions
Photo credit: iStock/baramee2554
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About the Author
Jason Steele has been writing about credit cards and award travel since 2008. One of the nation's leading experts in this field, he has contributed to dozens of personal finance and travel outlets and has been widely quoted in the mainstream media.
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