Guide to Student Loan Forgiveness 2023

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Editor’s note: Lantern by SoFi seeks to provide content that is objective, independent and accurate. Writers are separate from our business operation and do not receive direct compensation from advertisers or partners. Read more about our Editorial Guidelines and How We Make Money.
What Does Student Loan Forgiveness Mean?
Biden Student Loan Cancellation
When Will Pause in Loan Payments End?
Types of DOE Student Loan Forgiveness
Public Service Loan Forgiveness
Teacher Loan Forgiveness
Closed School Discharge
Income-driven Repayments
Revised Pay As You Earn (REPAYE) Pay As You Earn (PAYE) Income-Based Repayment (IBR) Income-Contingent Repayment (ICR)
Refinancing Your Student Loans
The Takeaway
Frequently Asked Questions
Photo credit: iStock/GaudiLab
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About the Author
Nancy Bilyeau writes about student loans, mortgages, car insurance, medical debt and many other finance topics for Lantern. A veteran of the magazine business, she has edited stories on personal finance for Good Housekeeping and DuJour magazines and has written articles for The Wall Street Journal, Readers' Digest, Parade, Town & Country and Lifetime/A&E, among others. She is a graduate of the University of Michigan.
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