What Is a Good Credit Score?

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Editor’s note: Lantern by SoFi seeks to provide content that is objective, independent and accurate. Writers are separate from our business operation and do not receive direct compensation from advertisers or partners. Read more about our Editorial Guidelines and How We Make Money.
First, a Credit Score Refresher
The Story a Credit Report Tells
Finding Your Credit Score
The Good, the Bad, and the Ugly
800 to 850: exceptional 740 to 799: very good 670 to 739: good 580 to 669: fair 300 to 579: very poor
What Is a Good Credit Score for My Age?
Millennials (24-39): 680 Gen Xers (40-55): 699 Baby boomers (56-74): 736 The Silent Generation (75+): 758
How Can I Raise My Credit Score?
Scour Your Credit Reports
Pay Bills on Time
Pay Attention to Debt
Piggyback
What Can I Do With an 800 Credit Score?
The Takeaway
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About the Author
Sheryl Nance-Nash is a freelance writer specializing in personal finance, business, and travel. Her work has appeared in Money Magazine, Newsday, The New York Times, Business Insider, BBC.com, AARP the Magazine, ABCNews.com, Forbes.com, among others.
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