Disclosures and Licenses
Disclosure
Advertiser Disclosure
The offers that appear are from companies which Engine by MoneyLion and its partners receive compensation. This compensation may influence the selection, appearance, and order of appearance of the offers listed below. However, this compensation also facilitates the provision by Engine by MoneyLion of certain services to you at no charge. The offers shown below do not include all financial services companies or all of their available product and service offerings.
Additional Information
We do not charge any fee or cost to submit a loan request on engine.tech. The actual loan rate depends on the loan amount and term requested, as well as your credit score, usage, and history. If you are offered a loan, you will have the opportunity to review the final offer made by lender or lending partner, and to accept the loan agreement made directly between you and the lender or lending partner. The lenders and lending partners we work with may charge an origination fee for facilitating the loan to you. For example, on a $10,000 loan with a 5% origination fee, you will incur a $500 origination fee and receive $9,500 upon successful issuance of your loan. Please note, our lenders' and lending partners' privacy policy and security practices may differ from Engine by MoneyLion standards. Engine by MoneyLion assumes no responsibility, nor does it control, endorse or guarantee any aspect of your use of the linked site.
Representative Example: If you borrow $5,000 on a 36 month repayment term and at a 10% APR, the monthly repayment will be $161.34. Total repayment will be $5,808.24. Total interest paid will be $808.24. APR Disclosure: The Annual Percentage Rate is the rate at which your loan accrues interest. It is based upon the amount of your loan, cost of the loan, term of the loan, repayment amounts and timing of payments and payoff. By law, the lender or lending partner must show you the APR before you enter into the loan. States have laws that may limit the APR that the lender or lending partner can charge you. Rates will vary based on your credit worthiness, loan size among other variables with the lowest rates available to customers with excellent credit. Minimum and maximum loan amounts and APRs may vary according to state law and lender or lending partner. We recommend you read the lender's and/or lending partner's personal terms and conditions in full before proceeding for a personal loan.
Engine by MoneyLion is the technology platform powering financial services online. Even's API enables its partners to connect their users with real-time decisions and personalized offers and rates from premium financial services providers. Engine by MoneyLion offices are located at 43 W. 24th Street - 6th Floor, New York, NY 10010, Telephone number: (800) 614-7505. This site is directed at, and made available to, persons in the continental U.S., Alaska and Hawaii only.
Lender rates and terms above are pre-qualifications. This means the loan rate and terms are a conditional offer based on limited information about you. The lender will require further information from you and the rate and terms might change. Lantern does not take a loan application from you.
Licenses
SoFi Lending Corp holds consumer lending licenses in the following states:
State | License | License Type |
---|---|---|
Alabama | 21983 | Consumer Credit |
California | 6054612 / NMLS # 1121636 | Financing Law |
Colorado | 993397 | Supervised Lender |
Delaware | 30278 | Lender |
DC | MLB1121636 | Money Lenders - Class A |
Idaho | RRL - 9120 | Regulated Lender |
Illinois | CI0004420 SLS.0000037 | Installment Loan, Student Loan Servicer License |
Indiana | 18090 | Consumer Credit |
Iowa | NRR 2014-0096 | Regulated Loan |
Kansas | SL.0026686 | Supervised Lender |
Louisiana | 1121636 | Licensed Lender |
Maine | 1121636 | Supervised Lender |
Maryland | 1421 | Consumer Loan |
Michigan | RL-0019084 | Regulatory Loan |
Minnesota | RL-167 | Regulated Loan co. |
Missouri | 367 - 19 - 7215 | Consumer Credit Loan Co. |
Montana | 1121636 | Consumer Loan |
Nevada | IL11055 & IL11056 | Installment Loan |
North Dakota | 1121636 | Money Broker |
Oklahoma | SL008481 | Supervised Lender |
Oregon | 0436-001-C | Consumer Finance |
PA | 42140 | Consumer Discount Co. |
Rhode Island | 20193859SS 20153065LL | Student Loan Servicer Registration Licensed Lender |
South Carolina | S-9142 & S-8903 | Supervised Lender |
South Dakota | MYL.3015 | Money Lending Licenses |
Tennessee | 3745 | Industrial Loan & Thrift License |
Texas | 154481 | Regulated Lender License |
Vermont | 6705 | Lender |
WA | CL-1121636 | Consumer Loan |
Wyoming | SL-3872 | Consumer Loan |