Editor’s note: Lantern by SoFi seeks to provide content that is objective, independent and accurate. Writers are separate from our business operation and do not receive direct compensation from advertisers or partners. Read more about our Editorial Guidelines and How We Make Money.
A head gasket is the seal between the head cylinder and the engine block. When it fails due to improper installation, deterioration over time, or overheating, it can cause oil or coolant leaks, which can lead to other issues. Replacing a failing head gasket quickly can help head off these problems. However, blown head gasket cost can be steep: Replacing one can be upwards of $2,000. Here’s a closer look at what a head gasket is, signs for spotting a failing one, head gasket repair cost, and how to pay for repairs.
What Is a Head Gasket?
The head gasket is a critical component of a combustion engine. It provides a seal between the engine head cylinder and the engine block, the two major components of your engine. It prevents oil and coolant from mixing together and from leaking into the cylinders or outside the engine.It also seals the combustion chamber so gasses can’t escape and the car can drive forward.
Types of Head Gaskets
There are four different types of head gaskets:
Multi-Layer Steel Gaskets
Multi-layer steel gaskets are the most common type. Some are engineered with two or three layers of steel, while others may have up to five layers held together with an adhesive. They can withstand greater pressures than other types of head gaskets.
Copper
Copper head gaskets are made from solid copper, which offers strength and a strong seal against leakage. They are typically more difficult to install.
Composite
Composite head gaskets are made of graphite. They are relatively rare today, and were mainly used in cars manufactured in the 1980s or before.
Elastomeric
Elastomeric head gaskets are built with a steel core that is coated in elastomeric beads, a rubber-like polymer, which helps protect the engine from leaks.
Blown Head Gasket Symptoms
The head gasket is under extreme pressure and intense heat. A blown gasket can cause damage to other parts of the engine, so it’s important to identify it quickly. Here are some of the signs to watch out for.
Leaking Coolant
When the head gasket fails, it allows coolant to escape. Drops of coolant on the ground under your car or on your engine could signal that you have a leak.
White Smoke Coming From the Tailpipe
White smoke usually signals that coolant is leaking into the combustion chamber and burning.
Bubbles in the Radiator and Coolant Reservoir
Your car’s cooling system should not have air in it, though a failing head gasket can allow air into the system. Bubbles are a near surefire sign that there is a failure.
Milky Oil
When your head gasket fails it can allow coolant and oil to mix, leading to a milky white coloration in your oil or a frothy texture.
Engine Overheating
Leaking coolant can cause your engine to overheat, which can leave you stranded on the side of the road or cause damage to other engine components.
Fouled Spark Plugs
If the head gasket is leaking, it can cause your spark plugs to be covered with substances such as oil or carbon. These fouled spark plugs can cause your engine to misfire, which can make for a rougher ride.
Alternatives to Head Gasket Replacement
Once a head gasket is blown, there aren’t many options aside from replacing it. You may be tempted to continue adding coolant to the engine, but this may cause long-term damage to your motor. Also, if you forget to top off your coolant, your engine could overheat, which could leave you stranded or cause further damage to your engine.
Head Gasket Sealer
If you don’t have the money to fix a blown head gasket right away, you may be able to use a head gasket sealer in the short term. Head gasket sealers work on small leaks by filling any gaps between the cylinder head and engine block. They’re designed to be poured into the radiator or into the engine with your oil, and may provide a temporary fix, especially if damage to the head gasket is slight.
Can I Drive With a Head Gasket Problem?
If you’ve blown the head gasket on your car, you’ll want to avoid driving it unless it’s absolutely necessary. Otherwise, you may risk damaging other components of your engine. Recommended: How Much Does a Timing Chain Replacement Cost?
How Often Do Head Gaskets Need to Be Replaced?
Head gaskets are designed to last for up to 200,000 miles. For most people, that covers the life of their vehicle. If you’re lucky, you’ll never have to replace your head gasket. And if you do, you likely won’t have to make the fix again.
Is It Worth Fixing a Head Gasket?
If your vehicle was in good working condition before you blew your head gasket, it is likely worth fixing the issue. If you’re on the fence, get a quote for the repair and figure out the resale value of your car, once the issue is fixed. Some experts suggest that the repair is worth making if the resale value is three times the cost of the repair. If your car is worth less than the cost of the repair, the fix may not be worth it.
Head Gasket Replacement Cost
How much does it cost to replace a head gasket? You can expect to pay about $100 for the part. Unfortunately, replacing the head gasket is labor intensive, which could up the price of the repair to around $2,000 or more depending on your mechanic’s hourly rate and how long the repair takes. Though steep, the cost of a swift repair is less than the cost of engine replacement.Recommended: Guide to Camshaft Replacement Costs
Head Gasket Repair Cost
How much does it cost to fix a head gasket? If you don’t need to replace the head gasket right away and you only need a sealer, then the cost of the repair could be as low as $20.
Ways to Pay for Head Gasket Replacement
Ways to pay for head gasket replacement include paying with cash, using a credit card, or taking out a personal loan.
Cash on Hand
In an ideal world, you would have an emergency fund that you could tap when you’re in need of major auto repairs, whether the cost of head gasket replacement, transmission cost, or engine replacement cost. As a good rule of thumb, save three to six months’ worth of living expenses in an emergency fund.
Credit Card
If you don’t have the cash on hand, you could use a credit card. However, credit cards carry extremely high interest rates. If you don’t pay off your balance each month, you could find yourself in ever-increasing debt.
Personal Loan
You may also consider a personal loan. A personal loan is typically offered through a bank, credit union, or online lender. These typically carry much lower interest rates than credit cards. The interest rate you’re offered will depend, in part, on your financial situation, including your credit history and score. Those with the best credit typically receive the lowest interest rate. If you’re exploring personal loans, you could go through the personal loan preapproval process.
The Takeaway
Be on the lookout for signs that you’re having trouble with your head gasket. Spot the signs early enough and you may be able to fix the problem temporarily with a head gasket sealer. Eventually, you’ll likely have to make the fix, however, and it can be costly. Tapping savings is the ideal way to pay for this. Some people turn to a credit card, though the interest will likely be high. If you’re looking for ways to fund the repair, a personal loan is one option with relatively low interest rates. Compare personal loan rates through Lantern by SoFi.
Frequently Asked Questions
How do I cover the head gasket replacement cost?
How much does a head gasket replacement cost?
What factors impact head gasket cost?
Photo credit: iStock/Makidotvn
LCPL-Q224-1911384-V1
About the Author
Austin Kilham
Austin Kilham is a writer and journalist based in Los Angeles. He focuses on personal finance, retirement, business, and health care with an eye toward helping others understand complex topics.
