Pool Resurfacing Costs in 2023

Emily Greenhill PierceUpdated February 28, 2023

Share this article:

Editor’s note: Lantern by SoFi seeks to provide content that is objective, independent and accurate. Writers are separate from our business operation and do not receive direct compensation from advertisers or partners. Read more about our Editorial Guidelines and How We Make Money.

A backyard swimming pool offers a splashy retreat—but it may also require some significant maintenance expenses. On average, pool resurfacing costs around $6,500 per 1,000 square feet, but it can run anywhere from $1,000 to $30,000, depending on the size of your pool, the pool material, the finish you choose, and labor expenses. The swimming pool resurfacing cost can be expensive. But there are ways to achieve this pool restoration project without jumping off the financial deep end, including personal loans for swimming pools.

What Is Pool Resurfacing?

Pool resurfacing restores the finish of your swimming pool. It requires the removal and replacement of the top layer of the pool’s surface, and repairs any cracks or leaks. A swimming pool resurfacing process usually takes anywhere from 5 to 14 days. It involves:

Draining the pool and allowing it to dry completely. Many people rent sump pumps to get the job done quickly.
Preparing the surface. This includes removal of all leaves, dirt, and other debris. To ensure all residue is removed, a pressure washer, chemical treatment, or sandblaster may be required.
Patching the cracks. Before priming, any cracks or holes must be filled with underwater pool patching.
Priming the surface with the appropriate type of pool epoxy.
Painting the surface. Once the primer is dry, a topcoat epoxy or resurfacing solution is applied. Most pools need between three to four coats, with sanding required in between each.
Refilling the pool. After the last layer of epoxy, you can refill your pool after letting it dry, which takes about 5 to 7 days.

You may also want to renovate your deck or patio at the same time you’re doing a swimming pool renovation. There are a number of ways to finance a new deck or patio you can explore.

Why Is Pool Resurfacing Necessary?

Resurfacing is a must-do swimming pool renovation. Over time, swimming pool surfaces can become damaged from use and weather. Emerging cracks and unevenness can lead to water leaking, algae stains, and injuries from a scratchy surface. Time can also cause copper and iron to build-up and stain the pool’s surface. Temperature fluctuations can cause the plaster to degrade and the shell of the pool to rust. While you should always be on the lookout for cracks and holes in the surface, this swimming pool remodeling job should be done every 8 to 10 years, and the pool maintenance cost should be factored into your budget.

Pool Resurfacing Cost

On average, a pool remodel costs around $1,000 for a 1,000-square-foot pool with a vinyl liner, and around $6,500 for a traditional fiberglass or concrete/gunite pool. But if your pool’s base and surface needs a complete replacement, it can cost $35,000 to $65,000.Depending on where you live, labor can run from $45 to $65 dollars an hour. If you’re handy, you may be able to cut down on pool resurfacing costs with some do-it-yourself efforts. Any home renovation costs can be pricey.Recommended: Guide to Creating an Accurate Home Renovation Budget

Factors Impacting Pool Resurfacing Cost

There are multiple factors that influence the price of a pool resurfacing, including:

pool size
type of pool
materials used
finish type
painting
labor

If you can establish a budget based on these factors, it could help you if you decide to apply for a loan for home improvement to cover the costs of the job.

Does the Cost of Different Pool Resurfacing Types Vary?

The type of swimming pool you have is a major factor in determining the cost of resurfacing. Prices can range vastly for an above-ground vs. in-ground pool, as well as your pool’s material type—fiberglass, concrete, or a vinyl liner. Here’s a deep dive into resurfacing costs for different types of pools.

Above-Ground Resurfacing Cost

An above-ground pool is a budget-friendly option that can last for years with only minor maintenance required. This is typically the cheapest type of pool to resurface, because its parts are more easily accessed than those of an in-ground pool. You can fix cracks and patch small holes in an above-ground pool yourself with a kit for about $20. However, if the pool liner needs to be replaced, it may cost you between $1,200 and $2,500. Because the average cost of a new above-ground pool is $2850, some people opt to go that route instead.

In-Ground Resurfacing Cost

An in-ground swimming pool can add a lot of value to your property. Compared to an above-ground pool, they offer a longer life and a wider range of style and customization options. But an in-ground pool costs more to resurface. On average, in-ground pools cost around $5,000 to resurface.

Vinyl Liner Pool Resurfacing Cost

Vinyl pools are initially more affordable than a concrete or fiberglass pool. They are cheaper to install and require less upkeep. However, when a vinyl liner is damaged, you can’t resurface it. The liner must be repaired or replaced. Repairs can cost $100 to $500, and a replacement liner runs between $4,000 and $6,000 dollars.

Fiberglass Pool Resurfacing Cost

Fiberglass is a popular material choice for swimming pools because it is easy to install and maintain. Fiberglass pool resurfacing can cost between $6,000 and $8,000, and should be done every 10 years. Fiberglass resurfacing options include:

Tile
Aggregate
Paint

A paint resurfacing finish is cheaper, costing between $1,000 and $1,200. Resurfacing paint for fiberglass pools is water-resistant and can last 8 to 12 years.

Concrete Pool Resurfacing Cost

A concrete or gunite (similar to concrete) swimming pool provides durability, but will cost more to resurface than a vinyl pool. As with fiberglass, the cost can run from $6,000 to $8,000, with $6,500 being the average for a 1,000-foot pool. The choice of finish for your concrete pool greatly affects the price. Resurfacing a concrete or gunite pool with paint is the most affordable option. Plaster will cost more, but last up to 10 years. Aggregate and tile provides longevity and more luxurious style options, but also comes with a higher price tag. A pebble finish has been the most popular choice for resurfacing concrete pools, costing around $8,000 to $10,000 on average. Recommended: Using a Personal Loan to Finance a Backyard Remodel

The Takeaway

A swimming pool can add beauty and value to your home, and investing in its upkeep is important. Resurfacing your swimming pool is an essential expense in order to fix any holes, cracks, or rough surfaces. How much you spend on resurfacing depends on the size of your pool, the type of pool, and the finish you choose. The project can be expensive, but once the job is complete, you’ll be able to enjoy plenty of fun in the sun again.

3 Personal Loan Tips

Personal loan interest rates vary from lender to lender, but generally depend on your credit score. With one online application, Lantern by SoFi makes it easy to find and compare personal loans interest rates that you qualify for.
If the interest rates you’re being offered seem too high, try lowering the loan amount. Generally, the larger the loan, the greater the risk for lenders, who likely charge a higher interest rate for the increased risk level.
Read lender reviews before taking out a personal loan. You’ll get a sense of how long it can take to receive the funds and how good the customer service is.

Frequently Asked Questions

What is the average pool resurfacing cost?

Can you use a personal loan to finance a pool resurfacing project?

What factors contribute to the cost of resurfacing a pool?

Photo credit: iStock/juanorihuela

LCPL0722011

About the Author

Emily Greenhill Pierce

Emily Greenhill Pierce has been a writer in the areas of finance, lifestyle, travel, and health for over 15 years, contributing online content to Lantern, Google, and Frommer’s Travel Guides. She holds degrees from Emerson College and Fairleigh Dickinson University, including an MFA in Creative Writing for Young Adults and Children. She has authored two middle grade books.

Share this article: