Pool Resurfacing Costs in 2026

A backyard swimming pool offers a splashy retreat — but it may also require some significant maintenance expenses. On average, pool resurfacing costs around $11,000 per 1,000 square feet, but it can normally run anywhere from $6,000 to $15,000, depending on the size of your pool, the pool material, the finish you choose, and labor expenses.

Swimming pool resurfacing costs can be expensive. But there are ways to accomplish this pool restoration project without jumping off the financial deep end, including personal loans for swimming pools.

Keep reading to learn more on pool resurfacing, why it’s necessary, the average cost of pool resurfacing, and how to finance the expense.

What Is Pool Resurfacing?

Pool resurfacing restores the finish of your swimming pool. It requires the removal and replacement of the top layer of the pool’s surface and repairs any cracks or leaks. 

A swimming pool resurfacing process usually takes anywhere from five to 14 days. It involves:

• Draining the pool and allowing it to dry completely. Many people rent sump pumps to get the job done quickly. 

• Preparing the surface. This includes removal of all leaves, dirt, and other debris. To ensure all residue is removed, a pressure washer, chemical treatment, or sandblaster may be required.

• Patching the cracks. Before priming, any cracks or holes must be filled with underwater pool patching. 

• Priming the surface with the appropriate type of pool epoxy. 

• Painting the surface. Once the primer is dry, a top-coat epoxy or resurfacing solution is applied. Some pools may need three to four coats, with sanding required between each application. 

• Refilling the pool. After the last layer of epoxy, you can refill your pool once it’s dry, which can take about five to seven days.

You may also want to renovate your deck or patio at the same time you’re doing a swimming pool renovation. There are a number of ways to finance a new deck or patio you can explore.

Why Is Pool Resurfacing Necessary?

Resurfacing is a must-do swimming pool renovation. 

Over time, swimming pool surfaces can become damaged from use and weather. Emerging cracks and unevenness can lead to water leaking, algae stains, and injuries from a scratchy surface. 

Time can also cause copper and iron to build up and stain the pool’s surface. Temperature fluctuations can cause the plaster to degrade and the shell of the pool to rust. 

While you should always be on the lookout for cracks and holes in the surface, this swimming pool remodeling job should be done roughly every eight to 10 years, and the pool maintenance cost should be factored into your budget.

Pool Resurfacing Cost

On average, a pool remodel costs around $1,000 to $3,500 for a 1,000-square-foot pool with a vinyl liner, and around $6,500 for a traditional fiberglass or concrete/gunite pool. But if your pool’s base and surface needs a complete replacement, it can cost from $20,000 to $100,000 or more.

Depending on where you live, labor can run from $45 to $65 dollars an hour. If you’re handy, you may be able to cut down on pool resurfacing costs with some do-it-yourself efforts. Any home renovation costs can be pricey.

Recommended: Guide to Loans for Swimming Pools

Factors Impacting Pool Resurfacing Cost

There are multiple factors that influence the price of pool resurfacing, including:

• Pool size 

• Type of pool

• Materials used

• Finish type

• Painting

• Labor 

If you can establish a budget based on these factors, it could help you if you decide to apply for a loan for home improvement to cover the costs of the job.

Does the Cost of Different Pool Resurfacing Types Vary?

The type of swimming pool you have is a major factor in determining the cost of resurfacing. Prices can range vastly for an above-ground vs. in-ground pool, as well as by your pool’s material — fiberglass, concrete, or a vinyl liner. 

Here’s a deep dive into resurfacing costs for different types of pools.

Above-Ground Resurfacing Cost

An above-ground pool is a budget-friendly option that can last for years with only minor maintenance required. This is typically the cheapest type of pool to resurface because its parts are more easily accessed than those of an in-ground pool. 

You can fix cracks and patch small holes in an above-ground pool yourself with a kit for around $15 and up. However, if the pool liner needs to be replaced, it can cost $2,500. 

Because the average cost of a new above-ground pool is $3,432, some people may opt to go that route instead.

In-Ground Resurfacing Cost

An in-ground swimming pool can add a good amount of value to your property. Compared to an above-ground pool, this option offers a longer life and a wider range of style and customization options. 

In-ground pools do cost more to resurface than above-ground ones, though. On average, in-ground pools can cost around $6,000 t0 $15,000 to resurface.

Vinyl Liner Pool Resurfacing Cost

Typically, a vinyl pool is initially more affordable than a concrete or fiberglass pool. It’s cheaper to install and requires less upkeep. 

However, when a vinyl liner is damaged, you can’t resurface it. The liner must be repaired or replaced. Professional repairs can cost $150 to $300 or more, and a replacement liner may run between $2,000 and $7,500. 

Fiberglass Pool Resurfacing Cost

Fiberglass is a popular material choice for swimming pools because it is easy to install and maintain. Fiberglass pool resurfacing can cost $6,500 on average and should be done every 10-15 years.  

Fiberglass resurfacing options include:

• Tile

• Aggregate

• Paint

A paint resurfacing finish is cheaper, costing between $1,000 and $2,000.

Concrete Pool Resurfacing Cost

A concrete or gunite (similar to concrete) swimming pool provides durability, but will cost more to resurface. As with fiberglass, the cost averages $6,500 for a 1,000-foot pool.

The choice of finish for your concrete pool greatly affects the price. Resurfacing a concrete or gunite pool with paint is the most affordable option. Plaster will cost more, but can last longer. Aggregate and tile both provide longevity and more luxurious style options, but also come with higher price tags. 

A pebble finish has been a popular and long-lasting choice for resurfacing concrete pools, costing around $10,000 on average.

The Takeaway

A swimming pool can add beauty and value to your home, and investing in its upkeep is important. Resurfacing your swimming pool is an essential expense in order to fix any holes, cracks, or rough surfaces. 

How much you spend on resurfacing depends on the size of your pool, the type of pool, and the finish you choose. The project can be expensive, but once the job is complete, you’ll be able to enjoy plenty of fun in the sun again.

One way to finance your pool resurfacing project is with a personal loan. Lantern by SoFi makes comparing personal loan rates quick and convenient. By filling out one simple form, you can review options from multiple lenders to find the one that best fits your needs and qualifications. 

Check your rate today with Lantern.