Refinancing Student Loans Without a Degree

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Editor’s note: Lantern by SoFi seeks to provide content that is objective, independent and accurate. Writers are separate from our business operation and do not receive direct compensation from advertisers or partners. Read more about our Editorial Guidelines and How We Make Money.
Can You Refinance Student Loans Without a Degree?
Splash Financial Inc.
Earnest Operations LLC
Citizens Bank
PNC Bank
How to Refinance Without a Degree
Other Options to Pay Student Loans Without a Degree
Deferment
Income-Driven Repayment Plans
Revised Pay As You Earn Repayment Plan (REPAYE)
Pay As You Earn Repayment Plan (PAYE)
Income-Based Repayment Plan (IBR)
Loan Forbearance
What If You Don’t Qualify for Refinance?
Improving Credit
Getting a Cosigner
Improving Income-Debt Ratio
The Takeaway
Frequently Asked Questions
About the Author
Sulaiman Abdur-Rahman writes about personal loans, auto loans, student loans, and other personal finance topics for Lantern. He’s the recipient of more than 10 journalism awards and currently serves as a New Jersey Society of Professional Journalists board member. An alumnus of the Philadelphia-based Temple University, Abdur-Rahman is a strong advocate of the First Amendment and freedom of speech.
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