Guide to Virginia Student Loan Forgiveness
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Does Virginia Have Student Loan Programs?
Types of Student Loan Forgiveness
Student loan lenders can directly cancel some or all of your education debt Other entities can provide you with direct student loan repayment assistance
Virginia Student Loan Forgiveness Programs
Virginia State Loan Repayment Program
UVA School of Law Virginia Loan Forgiveness Program
Virginia Behavioral Health Student Loan Repayment Program
Virginia Physician Loan Repayment Program
Applying for Student Loan Forgiveness in Virginia
Medical and dental professionals: Primary care physicians, dentists, nurse practitioners, nurse midwives, and other health care professionals are eligible to apply for the Virginia State Loan Repayment Program. Medical and dental professionals can submit the application online and receive up to $140,000 in student loan repayment assistance if they provide four years of primary care in a Health Professional Shortage Area in Virginia. Behavioral health professionals: Psychiatrists, clinical psychologists, social workers, and professional counselors in Virginia with eligible student debt may apply for the Virginia Behavioral Health Student Loan Repayment Program. Behavioral health professionals can submit the application online and receive up to $30,000 in annual student loan repayment assistance if they serve uninsured or medically underserved Virginians for two years. UVA Law alumni: Graduates of the University of Virginia School of Law who practice law in a public service employment position may apply for benefits under UVA Law’s Virginia Loan Forgiveness Program. Private student loans are not eligible for repayment assistance under this program.
Other Options for Student Loan Repayment:
Refinancing Your Student Loans
For subprime borrowers, it might be difficult to refinance student loans with bad credit How long does it take to pay off student loans? It can take borrowers between 10 to 30 years to pay off federal student loans and five to 25 years to pay off private student loans What happens to student loans when you die is the debt might be discharged, although some private lenders may demand repayment from your estate
Income-Driven Repayment Plan
Saving on a Valuable Education (SAVE) Plan, which replaces the Revised Pay As You Earn (REPAYE) Plan Pay As You Earn (PAYE) Income-Contingent Repayment (ICR) Income-Based Repayment (IBR)
Employment Sponsorship
Consolidating Student Loan Debt
Student Loan Refinancing Rates
Frequently Asked Questions
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