Credit Card Points vs. Cash Back: Understanding the Key Differences

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Editor’s note: Lantern by SoFi seeks to provide content that is objective, independent and accurate. Writers are separate from our business operation and do not receive direct compensation from advertisers or partners. Read more about our Editorial Guidelines and How We Make Money.
What Are Credit Card Points?
Pros and Cons of Credit Card Points
What Is Credit Card Cash Back?
Pros and Cons of Credit Card Cash Back
Differences Between Credit Card Points and Cash Back
Guide to Using Points Credit Cards vs. Cash Back Credit Cards
Maximizing Credit Card Points and Cash Back Rewards
The Takeaway
Frequently Asked Questions
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About the Author
Jason Steele has been writing about credit cards and award travel since 2008. One of the nation's leading experts in this field, he has contributed to dozens of personal finance and travel outlets and has been widely quoted in the mainstream media.
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