When Do Credit Card Companies Report to Credit Bureaus?
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Editor’s note: Lantern by SoFi seeks to provide content that is objective, independent and accurate. Writers are separate from our business operation and do not receive direct compensation from advertisers or partners. Read more about our Editorial Guidelines and How We Make Money.
What Do Credit Card Companies Report to Credit Bureaus?
The number of accounts you have open Any credit card balances you have Any late payments you may have on your account Your revolving credit utilization rate (the percentage of credit used versus the account holder’s overall credit card spending limit across accounts)
How Often Do Credit Cards Report?
When Do Credit Card Companies Report Late Payments to Credit Bureaus?
When Do Credit Card Companies Report a Canceled Credit Card?
What Credit Bureaus Do Credit Card Companies Report to?
Credit Card Issuers That Report to TransUnion
American Express Bank of America Capital One Chase Citi Discover Wells Fargo
Credit Card Issuers That Report to Equifax
Credit Card Issuers That Report to Experian
How Does Using a Credit Card Affect My Credit Report?
The Takeaway
About the Author
Sulaiman Abdur-Rahman writes about personal loans, auto loans, student loans, and other personal finance topics for Lantern. He’s the recipient of more than 10 journalism awards and currently serves as a New Jersey Society of Professional Journalists board member. An alumnus of the Philadelphia-based Temple University, Abdur-Rahman is a strong advocate of the First Amendment and freedom of speech.
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