What Is a Joint Personal Loan and How Does It Work?

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Editor’s note: Lantern by SoFi seeks to provide content that is objective, independent and accurate. Writers are separate from our business operation and do not receive direct compensation from advertisers or partners. Read more about our Editorial Guidelines and How We Make Money.
What Is a Joint Personal Loan?
How Do Joint Personal Loans Work?
How Is a Joint Personal Loan Different From a Cosigned Loan?
Why Are Joint Personal Loans Used?
Who Is Eligible for Personal Joint Loans?
How Might a Joint Personal Loan Affect My Credit Score?
Pros and Cons of Choosing a Joint Personal Loan
Pros of Joint Personal Loans
Cons of Joint Personal Loans
Alternatives to Joint Personal Loans
Compare Personal Loan Rates and Apply Today
About the Author
Sulaiman Abdur-Rahman writes about personal loans, auto loans, student loans, and other personal finance topics for Lantern. He’s the recipient of more than 10 journalism awards and currently serves as a New Jersey Society of Professional Journalists board member. An alumnus of the Philadelphia-based Temple University, Abdur-Rahman is a strong advocate of the First Amendment and freedom of speech.
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