Guide to Point-of-Sale Loans

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Editor’s note: Lantern by SoFi seeks to provide content that is objective, independent and accurate. Writers are separate from our business operation and do not receive direct compensation from advertisers or partners. Read more about our Editorial Guidelines and How We Make Money.
What Is a Point-of-Sale Loan?
Uses for Point-of-Sale Loans
How Do Point-of-Sale Loans Work?
Pros and Cons of POS Loans
Getting Point-of-Sale Financing
When Can You Use POS Financing?
Do Point-of-Sale Loans Impact Your Credit?
Alternative Options to Point-of-Sale Loans
The Takeaway
Frequently Asked Questions
Photo credit: iStock/mihailomilovanovic
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About the Author
Jason Steele has been writing about credit cards and award travel since 2008. One of the nation's leading experts in this field, he has contributed to dozens of personal finance and travel outlets and has been widely quoted in the mainstream media.
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