Upgrade Personal Loans: 2021 ReviewCheck Your Rate
Overview of Upgrade
Pros and cons
Interest rates may be lower than some credit cards’ rates No penalty or fee for early loan repayment Fast funding (typically within one business) (Updated as of 2/14/2022.)
Origination fee can be sizeable Late payments could increase cost of fixed rate loan Only the most qualified applicants may get the lowest rates
Upgrade Personal Loan Terms, Rates, and Fees
Researching Other Lenders
What Types of Loans Does Upgrade Offer?
Important to Keep in Mind
Applying for a Upgrade Personal Loan
Upgrade Loan Requirements
Be US citizens, permanent residents, or living in the US on a valid visa Be 18 or older Have a verifiable bank account Have a valid email address
The Upgrade Loan Application
The Bottom Line
Frequently Asked Questions
About the Author
To check the rates and terms you may qualify for, SoFi conducts a soft credit pull that will not affect your credit score. A hard credit pull, which may impact your credit score, is required if you apply for a SoFi product after being pre-qualified.
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