Upstart Personal Loans: 2021 ReviewCheck Your Rate
Overview of Upstart
Pros and cons
Applicants with low credit scores may still qualify for funding Money deposited in one business day, once accepted You may be presented with multiple lending options
May have origination fee 3- or 5-year loan terms are the only options offered Other fees, like late payment, check refund, and paper copies, can add up
Upstart Personal Loan Terms, Rates, and Fees
What Types of Loans Does Upstart Offer?
Important to Keep in Mind
Applying for an Upstart Personal Loan
Upstart Loan Requirements
You must be a US citizen or permanent resident living in the U.S. You must be 18 years of age or older You must possess a valid email address and Social Security number. You must have a full-time job (or full-time offer), steady income stream, or regular part-time job You must have a personal bank account
The Upstart Loan Application
What is your highest level of education? What is your primary source of income? How much do you have in savings? Have you taken out any new loans in the past 3 months?
The Bottom Line
Frequently Asked Questions
About the Author
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