Guide to Student Loan Refinancing for International Students
![Guide to Student Loan Refinancing for International Students](https://images.ctfassets.net/dzdmblwsahji/2j1ENLDsEeG3H6cBIOeqw7/180cad5b95257ae078794a7b4b5d06d7/inter__1_.jpeg?fl=progressive&fm=jpg)
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Editor’s note: Lantern by SoFi seeks to provide content that is objective, independent and accurate. Writers are separate from our business operation and do not receive direct compensation from advertisers or partners. Read more about our Editorial Guidelines and How We Make Money.
Challenges of International Student Loan Refinancing
No Credit History
Qualifying Visas
How to Refinance Students Loans as an International Student
1. Add a US Cosigner to Your Refinance Loan
2. Look for Lenders With Flexibility
Qualifying for Refinancing Without a Cosigner
Keep Your Visa Active
Maintain a Steady Income
Establish a US Credit History
The Takeaway
Frequently Asked Questions
Photo credit: iStock/Kateryna Onyshchuk
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About the Author
Jennifer Calonia is a Los Angeles-based finance writer who has covered the gamut, including student loans, credit card rewards, consumer loans, and debt. Her work has been featured in outlets like Bankrate, NerdWallet, Business Insider, Yahoo Finance, and U.S. News.
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