Guide to Credit Card Fees: Common Types and What They Are

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Editor’s note: Lantern by SoFi seeks to provide content that is objective, independent, and accurate. Writers are separate from our business operation and do not receive direct compensation from advertisers or network providers. Read more about our Editorial Guidelines and How We Make Money.
What Are Credit Card Fees?
Is It Legal to Charge a Credit Card Fee?
Types of Credit Card Fees
Returned Payment Fee
Balance Transfer Fee
Cash Advance Fee
Foreign Transaction Fee
Late Payment Fee
Interest Charges
Annual Fee
Card Replacement Fee
Credit Card Processing Fee
Discount Rate
Other New Credit Card Cost & Fees
Assessment Fee
Merchant Service Provider Markup Fees
What Happens If I Do Not Pay Credit Card Fees?
How Do I Avoid Paying Credit Card Fees?
How Do You Get a Credit Card?
The Takeaway
Frequently Asked Questions
Photo credit: iStock/rudi_suardi
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About the Author
Jason Steele has been writing about credit cards and award travel since 2008. One of the nation's leading experts in this field, he has contributed to dozens of personal finance and travel outlets and has been widely quoted in the mainstream media.
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