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Credit Cards
What Is APR on a Credit Card?
APR means annual percentage rate and refers to interest on a credit account. Learn more about APR and how it works on credit cards.
Sheryl Nance-Nash
Updated June 2, 2025
Latest
7 Tips to Reduce Credit Card Debt
Wondering how to reduce credit card debt? Learn from Lantern about the best ways to reduce credit card debt and eventually get out of it.
Jason Steele
April 25, 2022
7 min read
Crypto Debit Cards: What They Are and How They Work
Crypto debit cards are loaded with cryptocurrency. By using a crypto debit card, you can convert crypto to cash and make purchases. Learn more here.
Jason Steele
April 6, 2022
8 min read
What Is the Purpose of the Equal Credit Opportunity Act?
The Equal Credit Opportunity Act (ECOA) is a law that gives all individuals an equal opportunity to qualify for loans. Learn more about ECOA regulation.
Susan Guillory
April 1, 2022
8 min read
Paying Off a Credit Card Statement With Another Credit Card: What You Need to Know
Can you pay a credit card with a credit card? Learn from Lantern all you need to know about paying credit card debt with another credit card.
Jason Steele
March 25, 2022
7 min read
Paying Off Credit Card Debt: How to Pay Off Credit Card Debt Fast
Credit card debt can be difficult to manage and could have significant financial ramifications in the future. Learn how to pay off your credit card debt fast.
Jason Steele
March 22, 2022
10 min read
Responsible Ways to Use a Credit Card
Some responsible ways to use a credit card are by paying bills on time and only purchasing things that you can afford. Learn more here.
Sulaiman Abdur-Rahman
March 18, 2022
6 min read
Credit Card Skimmers: How They Work and Tips for Avoiding Them
What is a credit card skimmer? Learn from Lantern how to spot a credit card skimmer, signs of a compromised payment terminal, and how to protect yourself.
Jason Steele
March 16, 2022
8 min read
Guide to Credit Card Security Codes
The security code on a credit card is a 3-4 digit number often located on the back of the card. Credit cards with security codes help to secure transactions.
Kelly Boyer Sagert
March 15, 2022
7 min read
What Is a Good APR for a Credit Card? Comparing Credit Card APRs
What is considered a good APR for a credit card? Learn from Lantern about what a good APR for a credit card is and how to compare credit card interest rates.
Jason Steele
March 7, 2022
7 min read
Negative Balance on Credit Card: What It Is & How It Happens
What is a negative balance on credit cards? Learn how this could happen, how it affects your credit score and how to bring your balance back to zero.
Jason Steele
February 21, 2022
6 min read
Paying Taxes With a Credit Card: Is It Possible?
Can you pay taxes to the IRS with a credit card? Learn all you need to know about paying taxes with your credit card and the fees that may apply.
Jason Steele
February 11, 2022
7 min read
How to Get Cash From a Credit Card
Credit cards are primarily used to make purchases, but can you use them to take out cash? Learn how to get cash from a credit card with Lantern.
Jason Steele
February 7, 2022
6 min read
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