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Small Business
A Guide to the Different Kinds of Promissory Notes
Promissory notes are documents used to create legally-binding agreements that borrowers will repay lenders sums of money and interest. Learn more.
Lauren Ward
Updated April 3, 2024
Latest
Prime Rate Defined and Explained
The prime rate is the rate extended to the most credit-worthy customers, often corporations. It is largely determined by the federal funds rate. Learn more.
Lauren Ward
May 6, 2022
7 min read
The Complete Checklist to Buying Commercial Property for Your Business
Considering buying a commercial property but don't know where to start? Learn more about buying property, what to look for, and how to finance it here.
Lauren Ward
May 5, 2022
7 min read
Similarities and Differences Between GAAP vs IFRS
IFRS is used by more than 144 countries worldwide, but GAAP is used by publicly traded companies in the US, so both have their uses. Learn more today.
Susan Guillory
May 4, 2022
8 min read
Guide to No-Doc or Stated Income Business Loans
Stated income business loans are funding options that require little to no financial documentation. Learn how no doc business loans work and who can get them.
Lauren Ward
May 4, 2022
10 min read
Net Operating Income vs EBITDA: Similarities, Differences, and How to Calculate
NOI and EBITDA are both metrics used to calculate the profitability of a business, but the ways in which they do so are very different. Learn more.
Susan Guillory
May 4, 2022
7 min read
Guide to Debt Instruments
Debt instruments are tools an entity can use to raise capital. They are very detailed and binding. Learn more about them today with Lantern.
Lauren Ward
May 4, 2022
9 min read
A Complete Guide to Everything LIBOR
The London Interbank Offered Rate (LIBOR) is an interest rate used as a benchmark for banks that are lending to each other globally. Learn more today.
Lauren Ward
April 25, 2022
9 min read
LIBOR vs SOFR and the Transition to SOFR, Explained
As LIBOR is being phased out it becomes increasingly important to know more about SOFR. Learn all you need to know about the two rates today.
Austin Kilham
April 19, 2022
9 min read
Guide to Minority Business Loan Options
How can minorities get business loans? What options are available? Learn all you need to know about the business financing options for minorities.
Susan Guillory
April 1, 2022
10 min read
What Happens if You Fail to Repay a Business Loan?
Learn all about what happens to business loans if businesses can no longer pay, default, go bankrupt, or fail and close down entirely.
Lauren Ward
March 30, 2022
8 min read
What Is the Federal Discount Rate?
The federal discount rate is the interest rate set by the Federal Reserve (Fed) on loans extended to commercial banks and other institutions. Learn more.
Sulaiman Abdur-Rahman
March 16, 2022
6 min read
Comparing Cash Flow and Profit: What They Are and Why They're Important
Cash flow is not the same as profit, but both are crucial aspects of a business. Learn about what they are and why they are important today.
Susan Guillory
March 16, 2022
8 min read
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