Guide to Financing an Engagement Ring With a Personal Loan

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Editor’s note: Lantern by SoFi seeks to provide content that is objective, independent and accurate. Writers are separate from our business operation and do not receive direct compensation from advertisers or partners. Read more about our Editorial Guidelines and How We Make Money.
Why Finance an Engagement Ring?
Using a Personal Loan to Finance an Engagement Ring
Personal Loan Financing vs Cash for Buying an Engagement Ring
Finding Personal Loans for Engagement Ring Financing
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Alternative Financing Options for Engagement Rings
Buy Now, Pay Later Lenders
Credit Cards
In-Store Payment Plan
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Frequently Asked Questions
About the Author
Jackie Lam is a freelance writer with experience covering small business, budgeting, freelancing and money, and personal finance. She has written for more than 60 outlets, including Salon.com, CNET, BuzzFeed, Business Insider, and Time's NextAdvisor. She is currently working on her AFC® financial coaching certification to help artists, freelancers, and small businesses.
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