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Banking
Guide to Savings Accounts
Savings accounts are bank accounts that earn interest while allowing you to make a limited number of withdrawals without penalty. Learn more.
Jacqueline DeMarco
Updated March 19, 2025
Latest
Community Banks: What Are They?
Community banks primarily serve businesses and individuals in a small geographic area. Find out if a local community bank is right for your money needs.
Chris Alexis
March 27, 2023
6 min read
How Much Money Should You Be Saving Each Month?
Having money set aside in savings for retirement or emergency use is an essential part of building financial security. Find out how much to save.
Jennifer Calonia
March 22, 2023
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Guide to Rainy Day Funds
A rainy day fund is a great way to set money aside for unexpected expenses. Learn more about rainy day funds and how they work.
Lauren Ward
March 20, 2023
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Joint Bank Accounts for Married Couples
Debating sharing a bank account with a spouse? Learn more about the pros and cons and if a married joint bank account is right for you.
Jacqueline DeMarco
March 20, 2023
3 min read
What Is FDIC Insurance?
Generally, the FDIC provides up to $250K in federal deposit insurance coverage for your single bank account if your FDIC-insured institution fails. Learn more.
Sulaiman Abdur-Rahman
March 14, 2023
6 min read
20 Savings Challenges to Help You Save in 2023
Money-saving challenges can help make saving money more fun — and they really work. Find out which of these 20 savings challenges suits your style best.
Lauren Ward
March 10, 2023
13 min read
How Much Money Do People Keep in Their Checking and Savings Accounts?
Savings accounts sometimes provide advantages over checking accounts as far as interest, but it's important to keep some cash accessible. Learn more.
Austin Kilham
March 10, 2023
5 min read
How Do Banks Make Money and Generate a Profit?
How do banks earn income? Learn about the different ways banks make money, how they keep up with their expenses and the ways to reduce your banking costs.
Chris Alexis
March 9, 2023
8 min read
Comparing No-Penalty CDs vs Savings Accounts
No-penalty certificates of deposit have some advantages over savings accounts as far as interest rates, but they have downsides, too. Learn more.
Sulaiman Abdur-Rahman
March 9, 2023
5 min read
Guide to Annual Percentage Yield (APY): How Is It Calculated?
What does APY offer? APY gives you an idea of what to expect from a bank in interest, among other information. Learn more about annual percentage yield here.
Jennifer Calonia
March 9, 2023
7 min read
Guide to Making Direct Deposits Into a Savings Account
Can you direct deposit into a savings account? Learn about direct deposit, the benefits, and how to set up direct deposits into your savings account.
Rebecca Safier
March 9, 2023
8 min read
Guide to Saving Money As a Teenager
It's never too early to start saving money. Read our guide to learn more about how you can start saving money as a teenager.
Walecia Konrad
March 8, 2023
11 min read
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