Average Time to Pay Off Student Loans: How Long Does It Take?
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Editor’s note: Lantern by SoFi seeks to provide content that is objective, independent and accurate. Writers are separate from our business operation and do not receive direct compensation from advertisers or partners. Read more about our Editorial Guidelines and How We Make Money.
How Long It Takes to Repay Student Loans
Federal Student Loans
Private Student Loans
Calculate How Long It Will Take To Repay Student Loan
How to Pay Your Student Loan Faster
Begin Payment As Soon As Possible
Consider a Side Hustle
Make More Than the Minimum Payment
Speak to Your Lender About a New Payment Plan
Refinance Your Loan
Check Out Student Loan Refinancing Options With Lantern
Frequently Asked Questions
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About the Author
Nancy Bilyeau writes about student loans, mortgages, car insurance, medical debt and many other finance topics for Lantern. A veteran of the magazine business, she has edited stories on personal finance for Good Housekeeping and DuJour magazines and has written articles for The Wall Street Journal, Readers' Digest, Parade, Town & Country and Lifetime/A&E, among others. She is a graduate of the University of Michigan.
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