How Much Credit Card Debt Do Americans Have in October 2023? (State Breakdown)

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The Shocking Truth About Credit Card Debt in the US
50 State Credit Card Debt Average
District of Columbia
50. Alaska
49. Maryland
48. Hawaii
47. Nevada
46. New Jersey
45. Connecticut
44. Texas
43. Virginia
42. Colorado
41. California (tied with Georgia)
41. Georgia (tied with California)
39. Florida
38. Washington
37. New York
36. Arizona
35. Delaware
34. Massachusetts
33. Illinois
32. Rhode Island
31. New Hampshire
30. South Carolina
29. Oregon
28. Utah
27. North Carolina
26. Louisiana
25. Oklahoma
24. Tennessee
23. Pennsylvania
22. New Mexico
21. Montana
20. Wyoming
19. Idaho
18. Alabama
17. Minnesota
16. Kansas
15. Missouri
14. North Dakota
13. Michigan
12. Vermont
11. Ohio
10. Nebraska
9. Maine
8. Mississippi
7. Arkansas
6. South Dakota
5. Indiana
4. Kentucky
3. West Virginia
2. Iowa
1. Wisconsin
How to Find Out Your Credit Card Balance (And Why It Matters)
Is Carrying a Small Balance Good?
How To Avoid Credit Card Interest
Average American Credit Card Debt Balance
Average Credit Card Debt by Risk Tier
20.39% of subprime cardholders fell 90+ days past due 1.26% of near prime cardholders fell 90+ days past due 0.20% of prime cardholders fell 90+ days past due 0.01% of prime plus cardholders fell 90+ days past due 0% of super prime cardholders fell 90+ days past due
What You Need to Know About Credit Card Debt and How to Manage It
3 Tips to Get Out of Credit Card Debt
1. Using Balance Transfer Credit Cards
2. Getting a Personal Loan to Consolidate Debt
3. Receiving Credit Counseling
The Takeaway
Frequently Asked Questions
Photo credit: iStock/alexialex
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About the Author
Sulaiman Abdur-Rahman writes about personal loans, auto loans, student loans, and other personal finance topics for Lantern. He’s the recipient of more than 10 journalism awards and served as a New Jersey Society of Professional Journalists board member. An alumnus of the Philadelphia-based Temple University, Abdur-Rahman is a strong advocate of the First Amendment and freedom of speech.
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