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Banking
What Is the Average Interest Rate on a Savings Account?
A savings account is a safe place to store extra cash and earn interest. Yields on some accounts are well above the typical savings interest rate. Learn more.
Lauren Ward
Updated October 24, 2025
Latest
How to Open a Bank Account Without a Social Security Number (SSN)
If you don't have a SSN, you can still open a bank account by applying for an Individual Taxpayer Identification Number. Learn more ways from Lantern.
Chris Alexis
August 4, 2025
5 min read
How to Check ChexSystems and Clear Your Report
If you've accrued a negative ChexSystems report, you may be unable to open a bank account. Learn how to check ChexSystems and how to clear your report.
Lauren Ward
August 1, 2025
5 min read
Financial Literacy for Young Adults
Financial literacy is a great skill to possess when entering the workforce or college. Learn how to improve financial literacy as a young adult.
Walecia Konrad
May 20, 2025
6 min read
How Long to Save Bank Statements
You should keep personal bank statements for one year and business bank statements for up to seven years. Learn more from Lantern by SoFi.
Susan Guillory
May 20, 2025
6 min read
A Guide to Cardless ATMs
Cardless ATMs let you access your bank accounts without a debit or bank card. Learn more about how cardless ATMs work and what to know when using them.
Jacqueline DeMarco
May 20, 2025
6 min read
How to Budget on an Irregular Income
Irregular incomes can be confusing when it comes to setting a budget. But with some planning, you can easily learn how to budget when your income varies.
Rebecca Safier
May 8, 2025
7 min read
Cash Back Checking Account: A Guide
A rewards checking account can help you earn while you save. See what you could potentially gain using a cash back checking account.
Chris Alexis
May 8, 2025
6 min read
How to Save and Budget Money as a Server
Employees with tip-based income, like servers, can have a tough time budgeting and saving. Try these simple strategies to keep better track of your income and expenses.
Chris Alexis
May 7, 2025
5 min read
What Happens When the Bank Closes Your Account
Learn the reasons why a bank would close your account, and what steps you can take afterward. Get info about what happens when the bank closes your account.
Walecia Konrad
May 7, 2025
8 min read
What Is a Wire Transfer? Guide to Wiring Money
Wire transfers quickly and securely move money electronically from one account to another. Learn the types of wire transfers, how long they take, and more.
Rebecca Safier
May 7, 2025
7 min read
What Is a Bank Bonus?
Discover how bank bonuses work, why they’re offered, and what you need to do to qualify. Learn the pros and cons of opening accounts just for promotional cash offers.
Lauren Ward
April 22, 2025
6 min read
What Is a Sweep Account?
A sweep account is an account that automatically transfers excess funds into a higher-interest investment or savings account. Learn more with Lantern.
Rebecca Safier
April 22, 2025
6 min read
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