LightStream Personal Loans: 2021 ReviewCheck Your Rate
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Overview of LightStream
Pros and cons
No fees Low rates for those who qualify Rate Beat Program, which can help ensure qualified borrowers get lowest rate
Not a business loan Pre-approvals not available Minimum FICO® Score of 660 may make it challenging for borrowers with less than good credit to qualify
LightStream Personal Loan Terms, Rates, and Fees
LightStream Personal Loans: Overall Rating
LightStream Customer Reviews
What Types of Loans Does LightStream Offer?
Home remodel Vehicle purchase Boat or RV repair Dental work Horse or horse trailer purchase Adoption or fertility treatment K-12 school financing Wedding expenses
Important to Keep in Mind
Applying for a LightStream Personal Loan
Qualifications for a LightStream Loan
The Bottom Line
Frequently Asked Questions
About the Author
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Financial Tips & Strategies:
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Many factors affect your credit scores and the interest rates you may receive. SoFi is not a Credit Repair Organization as defined under federal or state law, including the Credit Repair Organizations Act. SoFi does not provide “credit repair” services or advice or assistance regarding “rebuilding” or “improving” your credit record, credit history, or credit rating. For details, see the FTC’s website on credit (https://www.consumer.ftc.gov/topics/credit-and-loans)