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Banking
How to Budget on an Irregular Income
Irregular incomes can be confusing when it comes to setting a budget. But with some planning, you can easily learn how to budget when your income varies.
Rebecca Safier
Updated May 8, 2025
Latest
Routing Number vs. SWIFT Code: What Are the Differences?
Understand the differences between routing numbers and SWIFT codes, how each is used for banking transactions, and when you need them for domestic or international transfers.
Walecia Konrad
April 15, 2025
7 min read
When Does a Side Hustle Become a Business?
Wondering when your side hustle officially becomes a business? Learn the key signs, IRS criteria, and what it means for your taxes and finances in this guide.
Chris Alexis
April 14, 2025
7 min read
Money Saving Games and Financial Gamification
Discover how money-saving games and financial gamification can make budgeting fun and effective. Learn how apps and challenges turn saving into a game to improve financial habits.
Chris Alexis
April 14, 2025
7 min read
How to Exchange Coins for Cash
Discover convenient options to exchange coins for cash like bank deposits, coin-counting machines, and retail services.
Jacqueline DeMarco
April 14, 2025
5 min read
Mutual Fund vs Savings Accounts
Compare mutual funds and savings accounts to understand their key differences in risk, returns, and accessibility, and see which option may be best for you.
Austin Kilham
April 14, 2025
9 min read
Closing a Bank Account Early: Fees You Should Know About
Thinking of closing your bank account early? Learn about potential early closure fees, how they vary by bank, and tips to avoid unnecessary charges when closing your account.
Jacqueline DeMarco
April 14, 2025
5 min read
Guide to Savings Accounts
Savings accounts are bank accounts that earn interest while allowing you to make a limited number of withdrawals without penalty. Learn more.
Jacqueline DeMarco
March 19, 2025
7 min read
Checking vs Savings Account Differences
Checking and savings accounts share a lot in common and are often opened together, but there are some critical differences between them. Learn more.
Walecia Konrad
March 12, 2025
12 min read
10 Key Benefits of Opening a Savings Account
Is setting cash aside by putting your money in a savings account worth it? Learn about how savings accounts work and the benefits of savings accounts.
Kim Franke-Folstad
March 12, 2025
10 min read
What Is Checkless Banking?
Checkless banking eliminates the need for paper checks, offering secure transactions through debit cards, online transfers, and mobile payments. Learn more.
Austin Kilham
March 6, 2025
7 min read
What Is Direct Deposit? How Does It Work?
Direct deposit is a fast, safe, and convenient way to get paid. Learn how it works and how soon you can access your money once you sign up.
Jacqueline DeMarco
March 6, 2025
6 min read
Depositing More Than 10k: What to Know
Depositing more than $10K can raise issues with the IRS and your bank. Learn the rules and IRS laws about depositing large sums of money all at once.
Jason Steele
March 6, 2025
5 min read
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