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Banking
What Is Budgeting and How Can You Start?
Budgeting is a great way to keep track of your spending and allocate income for your expenses. Learn more about budgets.
Jacqueline DeMarco
Updated January 21, 2025
Latest
What Is the NCUA?
Similar to the FDIC, the NCUA is a government agency that protects credit union members’ share accounts in the event their credit union fails.
Lauren Ward
August 13, 2023
5 min read
Why Are Banks Closed on Sundays?
Banks are typically closed on Sundays because it's a non-business day for banks. Learn which banks may be open, if ATMs are open, and more from Lantern.
Jacqueline DeMarco
August 11, 2023
5 min read
Joint Bank Accounts for Unmarried Couples
If you're looking to manage finances as an unmarried couple, joint bank accounts could be a solution. Learn the benefits and drawbacks to joint bank accounts.
Jacqueline DeMarco
August 11, 2023
5 min read
ATM Skimming and How to Identify ATM Skimmers
ATM skimming is when a device captures ATM users' PINs. The information is used to create fake debit cards and is a form of fraud. Learn more from Lantern.
Jacqueline DeMarco
August 11, 2023
6 min read
The Coin Shortage: Understanding the Causes, Impact, and Solutions
The coin shortage in the U.S. is improving, but it's still not where we need it. Learn what the current and future possible impacts of the coin shortage will be.
Jacqueline DeMarco
August 10, 2023
5 min read
What Is a Cash Management Account (CMA)?
Cash management accounts allow you to earn a higher interest rate than with traditional checking accounts, yet you can still withdraw money at any time.
Chris Alexis
August 8, 2023
5 min read
What to Do if You Lose Your Checkbook
If you've lost your checkbook or a single check, don't panic. Learn what next steps to take and how to protect yourself from fraud.
Susan Guillory
August 8, 2023
6 min read
A Guide on Budgeting for Freelancers
To budget as a freelancer, the first step is to figure out your monthly expenses. Next, save a portion of your income, set a spending limit, and plan for taxes.
Rebecca Safier
August 8, 2023
6 min read
The Difference Between Demand Deposits and Term Deposits
Demand deposits allow account holders access to their funds at any time. Term deposits require the money remain deposited for a specified period of time.
Lauren Ward
August 4, 2023
6 min read
Can You Cash a Check at Any Bank?
No, you cannot cash a check at any bank. Typically, banks and credit unions want you or the issuer of the check to have a bank account at their institution.
Jacqueline DeMarco
August 4, 2023
5 min read
How to Check ChexSystems and Clear Your Report
If you've accrued a negative ChexSystems report, you may be unable to open a bank account. Learn how to check ChexSystems and how to clear your report.
Lauren Ward
August 4, 2023
5 min read
Cosigner vs Co-Borrower: Understanding the Key Differences
A cosigner is responsible for the loan if the borrower defaults, whereas a co-borrower is responsible for the loan from the start. Learn more on how they differ.
Jacqueline DeMarco
August 4, 2023
5 min read
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