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Banking
What Is the Average Interest Rate on a Savings Account?
A savings account is a safe place to store extra cash and earn interest. Yields on some accounts are well above the typical savings interest rate. Learn more.
Lauren Ward
Updated March 29, 2024
Latest
Changing Banks When Moving Out of State: A Step-By-Step Guide
Steps to changing banks when moving out of state include researching new banks, opening an account, transferring funds, and closing old accounts.
Susan Guillory
July 17, 2023
6 min read
Wire Transfer vs Bank Transfer: What Are the Differences?
Are there differences between wire transfers and bank transfers? The short answer is yes. Learn which is better for your needs.
Walecia Konrad
July 16, 2023
9 min read
What Is a Letter of Credit and Do You Need One?
A letter of credit is a document from a bank that guarantees payment. Learn about the different types of letters of credit and when one could be beneficial.
Austin Kilham
July 14, 2023
6 min read
What Is a Canceled Check?
A canceled check is done by the bank showing the money has been deposited or cashed, and therefore can no longer be used. Learn more from Lantern.
Jacqueline DeMarco
July 14, 2023
5 min read
How Much Cash Should You Keep at Home?
Benefits of keeping cash at home include being prepared for an emergency and keeping track of your budget. Here's how much cash you should keep at home.
Susan Guillory
July 13, 2023
6 min read
What Is Postal Banking?
Postal banking is where local post offices provide basic banking services, such as cashing checks and paying bills. Learn more from Lantern by SoFi.
Walecia Konrad
July 13, 2023
6 min read
How to Find Lost Savings Bonds
You can find lost savings bonds by using the Treasury Department's Treasury Hunt tool with your SSN and state. Learn more from Lantern by SoFi.
Austin Kilham
July 10, 2023
6 min read
When Can You Cash in Savings Bonds?
You can cash in savings bonds after one year. Learn how and when to cash them in, plus rules to make sure you get the full worth of the bonds from Lantern.
Austin Kilham
July 10, 2023
7 min read
What Happens When the Bank Closes Your Account
Learn the reasons why a bank would close your account, and what steps you can take afterward. Get info about what happens when the bank closes your account.
Walecia Konrad
July 6, 2023
8 min read
Financial Literacy for Young Adults
Financial literacy is a great skill to possess when entering the workforce or college. Learn how to improve financial literacy as a young adult.
Walecia Konrad
June 30, 2023
6 min read
What Are Some Examples of Monthly Budgets?
Budgeting can help you keep spending low and savings high. Learn about common monthly expenses and examples of monthly budgets to help you do both.
Jacqueline DeMarco
June 26, 2023
6 min read
What Is a Bank Reconciliation Statement?
A bank reconciliation statement explains certain banking activities that let individuals and companies compare their records with the bank’s records.
Susan Guillory
June 13, 2023
6 min read
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