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Banking
What Is Budgeting and How Can You Start?
Budgeting is a great way to keep track of your spending and allocate income for your expenses. Learn more about budgets.
Jacqueline DeMarco
Updated January 21, 2025
Latest
When will Interest Rates Go Up for Savings Accounts?
Interest rates on savings accounts tend to go up during periods of high inflation. Learn what to expect and how to get the best rate on your savings account.
Walecia Konrad
July 24, 2023
6 min read
What Is Relationship Banking?
Relationship banking is a strategy for banks to offer many different products and services to meet the needs of customers. Learn more on relationship banking.
Walecia Konrad
July 23, 2023
6 min read
Guide to Representative Payee Bank Accounts
A representative payee bank account is used by an appointed person or organization to help manage the finances of a Social Security beneficiary. Get more information with our guide.
Chris Alexis
July 21, 2023
6 min read
What Is the Cost of Living Index?
The cost of living index (COL) can affect how much you pay for different goods, services, or bills in different states or cities. Learn more about the COL index.
Rebecca Safier
July 19, 2023
6 min read
How Long to Save Bank Statements
You should keep personal bank statements for one year and business bank statements for up to seven years. Learn more from Lantern by SoFi.
Susan Guillory
July 19, 2023
6 min read
Automate Your Savings: What to Know
Automating your savings can be a great solution for those who want to save money without having to spend too much time managing their finances.
Susan Guillory
July 18, 2023
8 min read
Do People Still Use Checks?
Find out who uses paper checks to conduct business and why they are still relevant in today's digital world.
Jacqueline DeMarco
July 17, 2023
6 min read
Changing Banks When Moving Out of State: A Step-By-Step Guide
Steps to changing banks when moving out of state include researching new banks, opening an account, transferring funds, and closing old accounts.
Susan Guillory
July 17, 2023
6 min read
Wire Transfer vs Bank Transfer: What Are the Differences?
Are there differences between wire transfers and bank transfers? The short answer is yes. Learn which is better for your needs.
Walecia Konrad
July 16, 2023
9 min read
What Is a Canceled Check?
A canceled check is done by the bank showing the money has been deposited or cashed, and therefore can no longer be used. Learn more from Lantern.
Jacqueline DeMarco
July 14, 2023
5 min read
What Is a Letter of Credit and Do You Need One?
A letter of credit is a document from a bank that guarantees payment. Learn about the different types of letters of credit and when one could be beneficial.
Austin Kilham
July 14, 2023
6 min read
What Is Postal Banking?
Postal banking is where local post offices provide basic banking services, such as cashing checks and paying bills. Learn more from Lantern by SoFi.
Walecia Konrad
July 13, 2023
6 min read
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