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Credit Cards
How Do Refunds on Credit Cards Work?
A credit card refund typically takes seven days. A refund to a credit card requires a merchant to return the original purchase amount to a credit card account.
Nancy Bilyeau
Updated October 24, 2025
Latest
Guide to Saving Money on Gas: 11 Ways to Cut Costs at the Pump
With gas prices high, people are looking for ways to save money at the pump. These strategies can help you save when you fill up your gas tank.
Susan Guillory
August 29, 2022
6 min read
How Many Credit Cards Is It Reasonable to Have?
There's no easy answer of how many credit cards you should have, as it varies by person and spending habits, but there are some guidelines. Learn more.
Lantern
August 23, 2022
9 min read
Fixed vs Variable Interest Rate Credit Cards: What's the Difference?
Most credit cards have variable interest rates, but not all of them do. Learn the differences between fixed and variable interest and how they affect you.
Lantern
August 23, 2022
7 min read
How to Send Money With a Credit Card: All You Need to Know
Wondering if you can send money with your credit card? Learn how to do it, the costs involved, and other alternatives to consider.
Jason Steele
August 18, 2022
6 min read
Guide to Freezing Your Credit (and Credit Cards)
Are you thinking about freezing your credit or credit card but don't know how? Learn about how to freeze your credit and the factors to consider today.
Jason Steele
August 11, 2022
9 min read
What Can Increase Your Credit Card’s APR?
Has your credit card's APR increased? Learn the factors that can impact your credit card's annual percentage rate—and what to do about it.
Jason Steele
August 9, 2022
4 min read
Credit Card Processing: What It Is and How It Works
Not sure what credit card processing is? Read on to learn how the process works, the stages involved, and the costs associated with it.
Jason Steele
August 4, 2022
5 min read
Guide to Redeeming Credit Card Rewards
Not sure how to redeem your credit card rewards? Here’s everything you need to know about how to maximize the rewards you’ve earned.
Jason Steele
August 4, 2022
6 min read
Choosing Between a Business Credit Card and a Personal Credit Card
Should you use a business or personal credit card? Learn from Lantern the key differences between business and personal credit cards and which is right for you.
Lauren Ward
July 6, 2022
8 min read
Best Secured Credit Cards
If you have poor credit or no credit history, a secured credit card may be a good option for you. Discover Lantern by SoFi’s picks for top secured credit cards.
Jason Steele
June 30, 2022
11 min read
7 Benefits of Corporate Credit Cards: Reasons to Get a Corporate Credit Card
Should you get a corporate credit card? Learn from Lantern the benefits of corporate credit cards and how they could help you grow your business.
Jason Steele
June 24, 2022
7 min read
How to Use a Credit Card: Best Practices and Mistakes to Avoid
Considering getting a new credit card? Learn about how to use a credit card wisely and responsibly and what mistakes to avoid.
Jason Steele
June 24, 2022
7 min read
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