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Credit Cards
How Do Refunds on Credit Cards Work?
A credit card refund typically takes seven days. A refund to a credit card requires a merchant to return the original purchase amount to a credit card account.
Nancy Bilyeau
Updated October 24, 2025
Latest
How Do Refunds on Credit Cards Work?
A credit card refund typically takes seven days. A refund to a credit card requires a merchant to return the original purchase amount to a credit card account.
Nancy Bilyeau
October 24, 2025
9 min read
Balance Transfer Credit Card: What It Is & How It Works
A balance transfer credit card allows the cardholder to transfer the debt to another credit card. Learn more about how to request a transfer.
Jason Steele
October 21, 2025
8 min read
What Is a Credit Limit? How Do Credit Limits Work?
A credit limit is the maximum amount you can charge on a credit card. Learn about credit limits, how to increase them, and when they’re reset in this overview.
Jason Steele
October 9, 2025
8 min read
5 Factors That May Affect Your Credit Score
Factors that can affect your credit score include credit history, number of accounts, credit balance, and more. Learn what affects your credit score.
Lauren Ward
August 20, 2025
7 min read
Credit Scores: What’s Involved in Calculating and Building Your Credit
The first step in building your credit score is understanding how it’s calculated. Read on for more about how to maintain a good credit score.
Sheryl Nance-Nash
August 20, 2025
9 min read
How Likely Are You to Get Approved for a Credit Card?
How likely are you to be approved for a credit card? Learn about credit card approval odds and the factors a credit card company considers.
Jason Steele
June 16, 2025
8 min read
The Consequences of Falsely Disputing a Credit Card Charge
Learn what happens if you falsely dispute a credit card charge, what to do before disputing, and the consequences of false claims.
Jason Steele
June 16, 2025
7 min read
What Is a Secured Credit Card?
If you have bad credit or no credit history, you can build your credit by getting a secured credit card and using it properly. Read on to learn more.
Kim Franke-Folstad
June 16, 2025
11 min read
Reading Your Credit Card Statement
Your credit card statement contains important information about your account. Learn how to read a credit card statement from A to Z.
Rebecca Lake
June 16, 2025
7 min read
The 15/3 Credit Card Payment: What You Need to Know
What is the 15/3 credit card payment method? Learn more about the 15/3 credit card payment, including how it works and if it makes sense for you.
Jason Steele
June 16, 2025
5 min read
Applying for a Credit Card: Tips for Getting Approved
Before you apply for a credit card, it can help to understand the types of credit cards and the benefits of each, as well as what it may take to get approved.
Kelly Boyer Sagert
June 13, 2025
7 min read
A Comparison of Charge Cards vs Credit Cards
A charge card must be paid in full each month, unlike a credit card. Explore key differences in payment requirements, interest, fees, spending limits, and ideal users.
Sarah Li Cain
June 13, 2025
7 min read
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