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Credit Cards
How Do Refunds on Credit Cards Work?
A credit card refund typically takes seven days. A refund to a credit card requires a merchant to return the original purchase amount to a credit card account.
Nancy Bilyeau
Updated October 24, 2025
Latest
Business Debit Card vs. Credit Card: Which Is Right for Your Business?
Should you use a business credit card or debit card? Learn from Lantern what you need to know about both types of payment cards for business owners.
Jason Steele
June 24, 2022
9 min read
Business Credit Card vs. Business Loan: Which Is Best for Your Business?
Should you get a business loan or business credit card? Learn from Lantern about both options and how to get the right credit card or loan for your business.
Lauren Ward
June 15, 2022
8 min read
An Introduction to Credit Card Churning
What is credit card churning? Learn from Lantern what credit card churning is and whether or not engaging in credit card churning is a good idea.
Jason Steele
May 17, 2022
8 min read
Why Does Credit Card Debt-to-Income Ratio Matter?
The credit card debt-to-income ratio measures your overall debt-to-income to determine your credit card approval status. Learn how to calculate your DTI here.
Austin Kilham
May 6, 2022
7 min read
7 Tips to Reduce Credit Card Debt
Wondering how to reduce credit card debt? Learn from Lantern about the best ways to reduce credit card debt and eventually get out of it.
Jason Steele
April 25, 2022
7 min read
Crypto Debit Cards: What They Are and How They Work
Crypto debit cards are loaded with cryptocurrency. By using a crypto debit card, you can convert crypto to cash and make purchases. Learn more here.
Jason Steele
April 6, 2022
8 min read
What Is the Purpose of the Equal Credit Opportunity Act?
The Equal Credit Opportunity Act (ECOA) is a law that gives all individuals an equal opportunity to qualify for loans. Learn more about ECOA regulation.
Susan Guillory
April 1, 2022
8 min read
Paying Off a Credit Card Statement With Another Credit Card: What You Need to Know
Can you pay a credit card with a credit card? Learn from Lantern all you need to know about paying credit card debt with another credit card.
Jason Steele
March 25, 2022
7 min read
Paying Off Credit Card Debt: How to Pay Off Credit Card Debt Fast
Credit card debt can be difficult to manage and could have significant financial ramifications in the future. Learn how to pay off your credit card debt fast.
Jason Steele
March 22, 2022
10 min read
Responsible Ways to Use a Credit Card
Some responsible ways to use a credit card are by paying bills on time and only purchasing things that you can afford. Learn more here.
Sulaiman Abdur-Rahman
March 18, 2022
6 min read
Credit Card Skimmers: How They Work and Tips for Avoiding Them
What is a credit card skimmer? Learn from Lantern how to spot a credit card skimmer, signs of a compromised payment terminal, and how to protect yourself.
Jason Steele
March 16, 2022
8 min read
Guide to Credit Card Security Codes
The security code on a credit card is a 3-4 digit number often located on the back of the card. Credit cards with security codes help to secure transactions.
Kelly Boyer Sagert
March 15, 2022
7 min read
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