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Credit Cards
International Credit Cards: Features and Benefits
Do you need an international credit card? Learn about what international credit cards are, how they work, and the benefits of using an international credit card.
Jason Steele
Updated March 13, 2025
Latest
What Is Revolving Credit?
What is revolving credit? Revolving credit does not have a fixed number of payments. Learn how revolving credit accounts work and some examples of revolving credit.
Lantern
December 12, 2023
7 min read
The Complete Guide to Credit Card Payments
On average, it takes one to three days to process credit card payments. Learn how to make credit card payments, how they work, and more with Lantern.
Jason Steele
December 9, 2023
8 min read
Calculating Credit Card Interest: How Does Credit Card Interest Work?
It's important to keep your credit card's interest rate in mind when you're applying for a new card. Learn more about how to calculate credit card interest.
Jason Steele
December 9, 2023
9 min read
What Do Credit Card Numbers Mean?
Credit card numbers are usually 15-16 digits long, but they could be up to 19 or as few as 13. Learn what each of these digits mean from Lantern.
Lantern
December 5, 2023
9 min read
What Does a Derogatory Mark Mean On a Credit Report?
A derogatory remark is a financial misstep that can make it hard to get approved for new credit. Learn more on how derogatory marks affect credit scores.
Sarah Li Cain
December 5, 2023
6 min read
What Is Considered a Bad Credit Score?
Having a bad credit score can have a serious impact on your ability to qualify for low-interest financing. Learn what is considered a bad or poor credit score.
Kim Franke-Folstad
October 22, 2023
10 min read
What Is Considered an Average Credit Score?
The average credit score in the U.S. is 714. If you are worried about your credit being too low, learn more on credit score averages and how to build your score.
Jacqueline DeMarco
October 19, 2023
7 min read
5 Factors That May Affect Your Credit Score
Factors that can affect your credit score include credit history, number of accounts, credit balance, and more. Learn more on what affects your credit score.
Lauren Ward
August 25, 2023
7 min read
Credit Scores: What’s Involved in Calculating and Building Your Credit
The first step in building your credit score is understanding how it’s calculated. Read on for more about how to maintain a good credit score.
Sheryl Nance-Nash
August 14, 2023
9 min read
What Is a Good Credit Score?
Good credit is typically a score of 670 or higher. Learn more about credit score, including average credit score ranges and tips on how to build your credit.
Sheryl Nance-Nash
August 14, 2023
7 min read
Why Is Your Credit Score So Important?
Having a good credit score is helpful for numerous reasons, whether you’re looking to apply for a credit card or take out a low-interest loan. Learn more from Lantern.
Lauren Ward
August 9, 2023
8 min read
Guide to the Fair Credit Reporting Act
The Fair Credit Reporting Act protects borrowers by promoting privacy, accurate data reporting, and fair reporting. Learn more about the federal FCRA.
Sulaiman Abdur-Rahman
July 17, 2023
8 min read
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