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Credit Cards
How to Find the Right Credit Card
Choosing a credit card doesn’t have to be complicated. Learn how to find the right credit card with the best benefits for your needs.
Rebecca Lake
Updated March 26, 2025
Latest
The Truth in Lending Act: What Are the Rights of the Borrower?
The Truth in Lending Act protects borrowers from unfair and predatory lending practices. Learn more about the federal Truth in Lending Act.
Sulaiman Abdur-Rahman
March 7, 2024
8 min read
All You Need to Know About Contactless Credit Cards and Payments
A contactless credit card is a no-touch form of payment. Learn about contactless credit cards and payments, how they work, and what their benefits are.
Jason Steele
February 12, 2024
6 min read
What Is a Credit Card Issuer? Everything You Need to Know
Credit card issuers, typically financial institutions, directly provide consumers with credit cards. Learn more about how the system works from Lantern by SoFi.
Kelly Boyer Sagert
February 12, 2024
6 min read
What Does It Mean to Be an Authorized User on a Credit Card?
As an authorized user, you can use someone else’s credit card while not being the primary account holder. Learn more about authorized users with Lantern.
Kelly Boyer Sagert
February 12, 2024
7 min read
Average Credit Card Interest Rates: Updated for 2024
What is the average credit card interest rate? How are interest rates determined? Learn about the average APR for credit cards and how credit card interest works.
Jason Steele
February 6, 2024
6 min read
Secured Credit Card vs. Unsecured Credit Card: Key Differences to Know
Deciding between secured vs unsecured credit cards? Learn about the similarities & differences between secured and unsecured credit cards today.
Jason Steele
February 1, 2024
6 min read
Balance Transfer Credit Card: What It Is & How It Works
A balance transfer credit card allows the cardholder to transfer the debt to another credit card. Learn more about how to request a transfer.
Jason Steele
February 1, 2024
8 min read
Credit Card Debt After Death: What Happens to Credit Card Debt When You Die?
Credit card debt is generally paid out by the assets of your estate when you die. Learn about what happens to your credit card debt when you die in this guide.
Kim Franke-Folstad
January 30, 2024
11 min read
What Are the Average Credit Card Processing Fees and Costs?
Average credit card processing fees range between 1.5% and 3.5%. Learn more about credit card processing fees, how they work, and what the average fees are.
Jason Steele
January 29, 2024
5 min read
What Is a Credit Limit? How Do Credit Limits Work?
A credit limit is the maximum amount you can charge on a credit card. Learn about credit limits, how to increase them, and when they’re reset in this overview.
Jason Steele
January 29, 2024
7 min read
What Is Revolving Credit?
What is revolving credit? Revolving credit does not have a fixed number of payments. Learn how revolving credit accounts work and some examples of revolving credit.
Lantern
December 12, 2023
7 min read
Calculating Credit Card Interest: How Does Credit Card Interest Work?
It's important to keep your credit card's interest rate in mind when you're applying for a new card. Learn more about how to calculate credit card interest.
Jason Steele
December 9, 2023
9 min read
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