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Credit Cards
How to Find the Right Credit Card
Choosing a credit card doesn’t have to be complicated. Learn how to find the right credit card with the best benefits for your needs.
Rebecca Lake
Updated March 26, 2025
Latest
The Complete Guide to Credit Card Payments
On average, it takes one to three days to process credit card payments. Learn how to make credit card payments, how they work, and more with Lantern.
Jason Steele
December 9, 2023
8 min read
What Do Credit Card Numbers Mean?
Credit card numbers are usually 15-16 digits long, but they could be up to 19 or as few as 13. Learn what each of these digits mean from Lantern.
Lantern
December 5, 2023
9 min read
What Does a Derogatory Mark Mean On a Credit Report?
A derogatory remark is a financial misstep that can make it hard to get approved for new credit. Learn more on how derogatory marks affect credit scores.
Sarah Li Cain
December 5, 2023
6 min read
What Is Considered a Bad Credit Score?
Having a bad credit score can have a serious impact on your ability to qualify for low-interest financing. Learn what is considered a bad or poor credit score.
Kim Franke-Folstad
October 22, 2023
10 min read
What Is Considered an Average Credit Score?
The average credit score in the U.S. is 714. If you are worried about your credit being too low, learn more on credit score averages and how to build your score.
Jacqueline DeMarco
October 19, 2023
7 min read
5 Factors That May Affect Your Credit Score
Factors that can affect your credit score include credit history, number of accounts, credit balance, and more. Learn more on what affects your credit score.
Lauren Ward
August 25, 2023
7 min read
Credit Scores: What’s Involved in Calculating and Building Your Credit
The first step in building your credit score is understanding how it’s calculated. Read on for more about how to maintain a good credit score.
Sheryl Nance-Nash
August 14, 2023
9 min read
What Is a Good Credit Score?
Good credit is typically a score of 670 or higher. Learn more about credit score, including average credit score ranges and tips on how to build your credit.
Sheryl Nance-Nash
August 14, 2023
7 min read
Why Is Your Credit Score So Important?
Having a good credit score is helpful for numerous reasons, whether you’re looking to apply for a credit card or take out a low-interest loan. Learn more from Lantern.
Lauren Ward
August 9, 2023
8 min read
Guide to the Fair Credit Reporting Act
The Fair Credit Reporting Act protects borrowers by promoting privacy, accurate data reporting, and fair reporting. Learn more about the federal FCRA.
Sulaiman Abdur-Rahman
July 17, 2023
8 min read
When Do Credit Card Companies Report to Credit Bureaus?
Credit cards report to credit bureaus every 30 to 45 days. Late payments are reported once you are 30 days behind. Learn more about how this reporting works.
Sulaiman Abdur-Rahman
April 23, 2023
6 min read
Avoid These 6 Credit Card Scams [Updated for 2023]
A credit card scam is the unauthorized use of a credit card to obtain money or other assets. Learn about credit card scams and how to protect yourself.
Jason Steele
April 23, 2023
9 min read
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