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Credit Cards
How Do Refunds on Credit Cards Work?
A credit card refund typically takes seven days. A refund to a credit card requires a merchant to return the original purchase amount to a credit card account.
Nancy Bilyeau
Updated October 24, 2025
Latest
Guide to Credit Card Fees: Common Types and What They Are
What are common credit card fees? Learn all you need to know about the different types of credit card fees you may be expected to pay as a card holder.
Jason Steele
April 3, 2024
8 min read
Paying Rent With a Credit Card: Can and Should You Do It?
Can you pay your rent with a credit card? Learn from Lantern everything you need to know about paying rent with a credit card and how it works.
Jason Steele
March 21, 2024
6 min read
Negotiating Credit Card Debt: How to Negotiate Debt With Credit Card Companies
It can feel overwhelming carrying credit card debt. Thankfully, there are options. Learn how you can negotiate credit card debt settlements in this overview.
Jason Steele
March 14, 2024
8 min read
Credit Card Debt Forgiveness: What It Is and How It Works
Credit card companies may forgive debt, but you’ll most likely still have to pay for some of it. Learn what credit card debt forgiveness is and how it works.
Jason Steele
March 7, 2024
7 min read
Do Credit Cards Have PINs? Everything You Need to Know
Credit card PINs are not necessary for most transactions, but they may be needed in certain instances. Learn more on credit card PINs, what they’re used for, and more.
Lantern
March 7, 2024
6 min read
The Truth in Lending Act: What Are the Rights of the Borrower?
The Truth in Lending Act protects borrowers from unfair and predatory lending practices. Learn more about the federal Truth in Lending Act.
Sulaiman Abdur-Rahman
March 7, 2024
8 min read
What Is a Credit Card Issuer? Everything You Need to Know
Credit card issuers, typically financial institutions, directly provide consumers with credit cards. Learn more about how the system works from Lantern by SoFi.
Kelly Boyer Sagert
February 12, 2024
6 min read
All You Need to Know About Contactless Credit Cards and Payments
A contactless credit card is a no-touch form of payment. Learn about contactless credit cards and payments, how they work, and what their benefits are.
Jason Steele
February 12, 2024
6 min read
What Does It Mean to Be an Authorized User on a Credit Card?
As an authorized user, you can use someone else’s credit card while not being the primary account holder. Learn more about authorized users with Lantern.
Kelly Boyer Sagert
February 12, 2024
7 min read
Average Credit Card Interest Rates: Updated for 2024
What is the average credit card interest rate? How are interest rates determined? Learn about the average APR for credit cards and how credit card interest works.
Jason Steele
February 6, 2024
6 min read
Secured Credit Card vs. Unsecured Credit Card: Key Differences to Know
Deciding between secured vs unsecured credit cards? Learn about the similarities & differences between secured and unsecured credit cards today.
Jason Steele
February 1, 2024
6 min read
Credit Card Debt After Death: What Happens to Credit Card Debt When You Die?
Credit card debt is generally paid out by the assets of your estate when you die. Learn about what happens to your credit card debt when you die in this guide.
Kim Franke-Folstad
January 30, 2024
11 min read
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