App version: 0.1.0
Advertiser disclosure
Personal Loans
Personal Loans: The Pros and Cons Explained
Personal loans can come in handy for large expenses that you don't have the cash on hand to pay for. However, there are some risks as well. Learn more.
Sulaiman Abdur-Rahman
Updated October 21, 2025
Latest
Personal Loans: The Pros and Cons Explained
Personal loans can come in handy for large expenses that you don't have the cash on hand to pay for. However, there are some risks as well. Learn more.
Sulaiman Abdur-Rahman
October 21, 2025
11 min read
No-Income-Verification Personal Loan Need-to-Knows
You don’t necessarily need proof of income to qualify for a personal loan. Learn more about how applicants may get a personal loan with no income verification.
Kelly Boyer Sagert
October 17, 2025
8 min read
What Can Be Used as Collateral for a Personal Loan?
Almost anything you own can serve as collateral on a secured personal loan, including your car, bank account savings, and family antiques.
Sulaiman Abdur-Rahman
October 17, 2025
10 min read
Removing Yourself as a Cosigner
You can remove yourself as the cosigner of a loan by getting a cosigner release, having the original borrower refinance the loan, or paying off the loan.
Jason Steele
August 22, 2025
5 min read
Can I Return or Cancel a Personal Loan After Signing?
You may be able to cancel or return a personal loan, but it will depend on where you're at in the loan process. Learn factors that affect canceling a loan.
Jason Steele
August 21, 2025
6 min read
Guide to Using Debt to Make Money
Debt can help you build wealth if you borrow money to buy investment properties or other assets that may appreciate in value. Learn about good debt.
Sulaiman Abdur-Rahman
June 30, 2025
8 min read
How Personal Loans Can Affect Mortgages
Using a personal loan for the down payment on a house might impact your chances of getting a mortgage. Read on to learn more about personal loans and mortgages.
Kim Franke-Folstad
June 13, 2025
14 min read
Loan Principal Definition and Explanation
The loan principal is the initial amount of the loan. The loan principal and interest are what make the monthly payment amount. Learn more from Lantern.
Sulaiman Abdur-Rahman
June 3, 2025
7 min read
Average Personal Loan Interest Rate
Ever wonder what the average personal loan interest rate is? Find the average personal loan interest rate by credit score, and tips to lower interest rates.
Kim Franke-Folstad
June 3, 2025
10 min read
Can You Borrow Money for Closing Costs on a Home?
You can take out a personal loan for closing costs. Learn more about the pros and cons of using a personal loan for closing costs from Lantern by SoFi.
Sulaiman Abdur-Rahman
June 3, 2025
9 min read
Should I Borrow Money for a Down Payment?
Looking to make a large purchase but need help with the down payment? Learn if using a personal loan is the right decision.
Sulaiman Abdur-Rahman
June 3, 2025
5 min read
Debt Settlement vs Bankruptcy
Compare debt settlement vs bankruptcy and learn about your debt relief options. Make an informed decision about your financial future.
Jason Steele
June 3, 2025
7 min read
1
2
3
…
30
