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Personal Loans
Can You Get a Personal Loan Without an SSN?
It is possible to get a personal loan without a Social Security number. Learn more about personal loans without a SSN and how they work.
Austin Kilham
Updated April 3, 2025
Latest
Guide to Daily Simple Interest Loans and How They Work
A daily simple interest loan typically costs less than a compound interest loan. Learn how daily simple interest works and how to figure out loan costs.
Susan Guillory
March 26, 2025
8 min read
Guide to Debt Consolidation Loans vs. Personal Loans: Key Differences to Know
When it comes to consolidating debt, there are many options available, including personal loans and debt consolidation loans. Learn about them today.
Lauren Ward
March 26, 2025
10 min read
Guide to Closed-End Credit: What It Is And How It Works
Closed-end credit has to be repaid within a prearranged time frame, unlike open-ended credit. Learn more about different types of closed-end credit.
Sulaiman Abdur-Rahman
March 26, 2025
7 min read
What Is an Unsecured Personal Loan with No Collateral?
Unsecured personal loans do not require collateral, but borrowers with bad credit may have difficulty qualifying for one. Learn more about unsecured loans.
Kim Franke-Folstad
March 26, 2025
17 min read
Loan Modification vs. Refinance: Which Is Better?
Loan modifications alter the original loan terms, whereas loan refinancing creates a new loan ideally with better rates or terms. Learn more on the differences with Lantern.
Lauren Ward
March 19, 2025
8 min read
What Are Cross-Collateralized Loans & How Do They Work?
Cross-collateralization is when a lender uses one of your assets as collateral to secure two separate loans. Learn how this can affect you financially.
Austin Kilham
March 19, 2025
6 min read
Ways You Can Pay for a Vet Bill
Vet bills can be very expensive. Learn ways to save money on pet care, plus how to pay for vet costs if you don’t have the cash upfront.
Susan Guillory
March 19, 2025
6 min read
Guide for First-Time Personal Loan Borrowers
Are you a first-time borrower interested in taking out a personal loan? Read on to learn helpful tips for first-time personal loan borrowers.
Jason Steele
March 19, 2025
6 min read
Adoption Loans: Is It Possible to Get One?
An adoption loan is a loan that can be used for adopting a child. You can also use personal loans for adoption. Learn more about adoption loan programs.
Lauren Ward
March 19, 2025
7 min read
Knowing Your Furniture Financing Options
There are a variety of ways that you can finance furniture. Read on for several furniture financing options, including personal loans.
Lauren Ward
March 19, 2025
7 min read
Personal Loan vs. Mortgage: All You Need to Know
What is the difference between a mortgage and a personal loan when buying a home? Learn more today from Lantern.
Susan Guillory
March 14, 2025
7 min read
Calculating Debt-to-Income Ratio for Personal Loans
Wondering what kind of debt-to-income ratio you need for a personal loan? Find out what debt-to-income ratio is considered high and how to calculate yours.
Susan Guillory
March 13, 2025
5 min read
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