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Personal Loans
What Are Hardship Loans & How Do They Work?
Hardship loans are low-interest financing available to homeowners, renters, and employers who’ve suffered economic losses from a declared disaster. Learn more.
Sulaiman Abdur-Rahman
Updated November 10, 2026
Latest
What to Know About Loan Protection Insurance Before Purchasing a Policy
Loan protection insurance is a way to pay for debt when the borrower is experiencing hardship. Personal loan protection insurance is not mandatory.
Kelly Boyer Sagert
October 14, 2026
8 min read
Guide to Payday Loan Consolidation
Wondering if payday loans can be consolidated? Learn more about payday loan consolidation, how it works, and other alternatives to help you reduce debt.
Jason Steele
September 10, 2026
6 min read
What Is a Signature Loan? Pros and Cons
A signature loan is an unsecured personal loan that does not require any collateral from the borrower. Learn more about signature loans and their pros and cons.
Jamie Cattanach
September 10, 2026
10 min read
Personal Loan vs Mortgage: All You Need to Know
What is the difference between a mortgage and a personal loan when buying a home? Learn more today from Lantern.
Susan Guillory
September 10, 2026
7 min read
Guide to Security Deposit Loans
A security deposit loan can help cover the cost of a security deposit on a rental. But there are pros and cons. Learn how security deposit loans work.
Austin Kilham
September 10, 2026
6 min read
How Long Can You Finance a Boat For?
How long can you finance a boat? The average boat loan term ranges from five years to 20. Learn the information you need to know about boat financing terms.
Austin Kilham
September 10, 2026
7 min read
The Rule of 78
The rule of 78 is used by some lenders as a method to calculate interest on a loan. Read on to learn more about the rule of 78 and how it works.
Lauren Ward
September 10, 2026
6 min read
Understanding Pawn Shop Loans
A pawn shop loan is a way to borrow a small amount of cash quickly. Learn more about how pawn shop loans work and their pros and cons.
Jason Steele
September 10, 2026
5 min read
Why Your Personal Loan May Have Been Denied
There are many reasons a borrower may be denied a personal loan. Here are 8 of the most common reasons for loan denial and tips for getting approved.
Austin Kilham
September 10, 2026
7 min read
Credit Card Refinancing vs Debt Consolidation: Which Is Better?
Wondering how credit card refinancing and debt consolidation work? Read on for more information to decide which method is the best option for you.
Jason Steele
September 10, 2026
6 min read
7 Payday Loan Alternatives
A payday loan can be a risky and expensive option for those looking to borrow money. Learn about other alternatives that may be right for you.
Jason Steele
August 27, 2026
7 min read
Understanding Prepayment Penalties on Personal Loans: The Ultimate Guide
If you pay off a personal loan early, you might be charged a prepayment penalty. Learn more about prepayment penalties and how to know if a loan has this fee.
Jason Steele
August 27, 2026
5 min read
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