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Personal Loans
Personal Loan Scams: How to Spot Them and Avoid Getting Scammed
Online personal loan scams are surprisingly common. Read more to learn about how to identify personal loan scams and discover some tips for avoiding them.
Lauren Ward
Updated April 3, 2026
Latest
Personal Loans vs Credit Cards: A Complete Comparison
When taking on debt, both personal loans and credit cards have their advantages. Learn which option is the best for you between personal loans vs credit cards.
Jason Steele
June 3, 2025
9 min read
Loan Principal Definition and Explanation
The loan principal is the initial amount of the loan. The loan principal and interest are what make the monthly payment amount. Learn more from Lantern.
Sulaiman Abdur-Rahman
June 3, 2025
7 min read
Should I Borrow Money for a Down Payment?
Looking to make a large purchase but need help with the down payment? Learn if using a personal loan is the right decision.
Sulaiman Abdur-Rahman
June 3, 2025
5 min read
Average Personal Loan Interest Rate
Ever wonder what the average personal loan interest rate is? Find the average personal loan interest rate by credit score, and tips to lower interest rates.
Kim Franke-Folstad
June 3, 2025
10 min read
What Is a Fixed-Rate Loan?
A fixed-rate loan is a lending product featuring a fixed monthly payment and an interest rate that stays the same for the life of the loan. Learn more.
Sulaiman Abdur-Rahman
June 2, 2025
5 min read
Small Personal Loans: Up to $5,000
Small personal loans can range from $1,000 to $5,000. Learn more about small personal loans and find out if small personal loans are for you.
Susan Guillory
June 2, 2025
8 min read
What Are the Differences Between Payday Loans vs Personal Loans?
Learn about the key differences between payday loans vs personal loans. These differences can cost you more than you know in interest rates and repayment.
Sulaiman Abdur-Rahman
June 2, 2025
8 min read
Everything You Need to Know About Getting a $40,000 Personal Loan
To get a personal loan for $40,000, you’ll need to meet the criteria, such as having good credit. Read on for more about getting a $40,000 personal loan.
Susan Guillory
June 2, 2025
4 min read
What to Know About Paying Off Personal Loans Early
Learn about prepayment penalties and whether you can pay off a personal loan early. Save money and avoid fees by understanding your options.
Sulaiman Abdur-Rahman
June 2, 2025
7 min read
What to Know About Loan Protection Insurance Before Purchasing a Policy
Loan protection insurance is a way to pay for debt when the borrower is experiencing hardship. Personal loan protection insurance is not mandatory.
Kelly Boyer Sagert
June 2, 2025
8 min read
Guide to Getting a $5,000 Personal Loan
Taking out a $5,000 personal loan can help you get a leg up and be paid off in a short period of time. Learn how to get a smaller loan from Lantern by SoFi.
Sulaiman Abdur-Rahman
May 29, 2025
6 min read
What to Consider When Getting a $20,000 Personal Loan
When taking out a considerable loan, like a $20,000 loan, it’s important to choose a lender carefully. Comparing personal loan options may help. Learn more.
Lauren Ward
May 28, 2025
7 min read
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