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Personal Loans
What Are Usury Laws, and Why You Should Care
Usury laws are regulations that determine the maximum interest rate that can be charged on a loan. Learn more about usury laws and rates.
Lauren Ward
Updated June 16, 2026
Latest
Family Loans: What Are They?
A family loan is when one family member lends money to another. Read on to learn about the pros and cons of a family loan and whether it’s right for you.
Lauren Ward
April 14, 2026
9 min read
What Does Conditionally Approved Mean for a Personal Loan?
Becoming conditionally approved for a personal loan is an important step in the loan approval process. Learn what conditional approval means and how it works.
Lauren Ward
April 13, 2026
5 min read
Guide to Plumbing Financing Options
Looking for plumbing financing? There are several options available, even for those with bad credit. Learn more about financing for plumbing repairs.
Austin Kilham
April 13, 2026
7 min read
Average Honeymoon Costs in 2026: Tips for Funding Your Honeymoon
The average honeymoon can be expensive, but there are ways to lower the cost. Find out how to have the honeymoon you want and options for funding it.
Jennifer Calonia
April 13, 2026
7 min read
Pool Resurfacing Costs in 2026
The cost of swimming pool resurfacing depends on the type of pool you have, how big it is, and the materials you use. Learn more about pool remodel costs.
Emily Greenhill Pierce
April 13, 2026
6 min read
Open-End Credit vs Closed-End Credit: Differences and Similarities
There are many differences between open-end vs. closed-end credit. Learn all about these types of loans and how they compare and differ.
Sulaiman Abdur-Rahman
April 8, 2026
8 min read
Guide to Precomputed Interest Loans
A precomputed interest loan is where the total interest is calculated upfront and included in the fixed monthly payments, regardless of early repayment. Learn more.
Lauren Ward
April 8, 2026
7 min read
Guide to Deferring Personal Loan Payments
When you can't make payments on a loan, lenders may offer you deferment. Learn what loan deferment means and how it can affect you financially.
Ashley Kilroy
April 7, 2026
8 min read
APR vs Interest Rate on Personal Loans: Differences, Similarities, and Examples
The APR on a personal loan includes fees and is generally higher than the interest rate. Discover the difference between a personal loan APR vs interest rate.
Lauren Ward
April 3, 2026
8 min read
Personal Loan Scams: How to Spot Them and Avoid Getting Scammed
Online personal loan scams are surprisingly common. Read more to learn about how to identify personal loan scams and discover some tips for avoiding them.
Lauren Ward
April 3, 2026
10 min read
Timeshare Loans: Can You Finance Timeshare Purchases?
What are timeshare loans and how do they work? What types of timeshare loans are there? Learn all you need to know from Lantern.
Lauren Ward
April 3, 2026
10 min read
Revolving Credit vs Installment Loans: The Differences
Discover the differences between revolving credit and installment loans. Learn how they work, their benefits, and how to choose the right option for your needs.
Lauren Ward
March 30, 2026
8 min read
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