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Personal Loans
Guide to Point-of-Sale Loans
Point-of-sale loans allow shoppers to buy an item and pay for it in installments. Learn more about point-of-sale loans and how they work.
Jason Steele
Updated January 31, 2025
Latest
Does Refinancing Hurt Your Credit?
When you refinance, it's not uncommon to see a small, temporary dip in your credit score. Learn why this happens from Lantern by SoFi today.
Brian O'Connell
December 17, 2023
6 min read
What Is a Loan Default? What Happens When You Default
A loan default is when a borrower is unable to pay back a debt according to the loan terms. Learn what happens when you default on a loan and the steps to take next.
Lauren Ward
December 15, 2023
9 min read
Personal Loan Preapproval Explained With Tips
Personal loan preapproval involves running a soft credit check, which does not affect your credit score. Learn more on personal loan preapprovals with Lantern.
Jamie Cattanach
December 14, 2023
7 min read
Personal Loan and Credit Score: How a Personal Loan Can Affect Your Credit Score
Like any other form of credit, a personal loan affects your credit score. Learn more about personal loans and your credit score with Lantern by SoFi.
Sarah Li Cain
December 9, 2023
7 min read
Secured Personal Loans: Defined and Explained
Secured personal loans require collateral and may help you get approved. Find out how collateral loans work, pros and cons, and alternative options.
Kim Franke-Folstad
December 5, 2023
11 min read
Guide to Personal Loans for the Unemployed
Getting a personal loan while unemployed may be possible and can provide needed financial relief while in the process of finding a new job. Learn more.
Sheryl Nance-Nash
November 16, 2023
8 min read
Is Taking Out a Personal Loan Bad?
Personal loans have pros and cons like any other type of loan. Learn what those risks and benefits are, as well as how to weigh them for yourself.
Susan Guillory
November 10, 2023
9 min read
Guide to $50k Personal Loans
Interested in taking out a $50,000 personal loan? Learn everything you need to know, including requirements, fees, and the application process.
Lauren Ward
November 10, 2023
12 min read
Personal Loans for Vacations Explained
Vacation loans are personal loans used to fund a trip or vacation. Learn about whether taking out a vacation loan is a sound financial decision and more.
Sulaiman Abdur-Rahman
October 24, 2023
10 min read
Guide to Private Lenders and How They Work
Private lenders are not tied to any bank or credit union, and they can be either people or businesses. Learn more about private lenders today.
Sulaiman Abdur-Rahman
October 23, 2023
9 min read
Guide to Debt Management Plans (DMPs)
Discover how these plans can help you repay your debts, manage your monthly payments, and potentially reduce interest rates.
Sulaiman Abdur-Rahman
October 23, 2023
8 min read
Nonrecourse Loans Explained
Nonrecourse loans are loans secured by collateral. With a nonrecourse loan, a lender can take the asset agreed upon if the borrower were to default.
Sulaiman Abdur-Rahman
October 15, 2023
8 min read
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