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Student Loans
Do You Need to Register for the Selective Service to Receive FAFSA?
The latest FAFSA form does not ask any questions regarding Selective Service. Therefore, you do not need to be registered to receive financial aid.
Sulaiman Abdur-Rahman
Updated June 27, 2025
Latest
FAFSA Grants: Everything You Need to Know
What is FAFSA and how does it work? FAFSA helps students get federal and state financial aid - grants, loans, and scholarships. Learn more from Lantern here.
LeeMarie Kennedy
August 4, 2023
8 min read
Student Loan Debt and the Racial Wealth Gap
The racial wealth gap is the economic inequalities of wealth based on race. Learn more about the impacts the racial wealth gap has on student loans.
Sulaiman Abdur-Rahman
August 4, 2023
6 min read
Pell Grant Eligibility: What You Need to Finance Your Education
Looking to get financial aid for college with Pell Grants? Learn what a Federal Pell Grant is, eligibility, how to apply and how to receive the aid.
Rebecca Safier
August 4, 2023
7 min read
Student Loan Interest: How Much Interest Should You Expect to Pay on Student Loans?
Interest rates on student loans are important for understanding which type of loans to get. Learn more about the average student loan interest rate today.
Nancy Bilyeau
August 4, 2023
6 min read
Average Time to Pay Off Student Loans: How Long Does It Take?
How long does it take to pay off student loans? Learn about the average time to pay off student loans depending on type, interest rate, amount, etc.
Nancy Bilyeau
August 4, 2023
6 min read
Guide to Deferring Student Loans When Going Back to School
Going back to school and paying student loans can be tough. Deferment can help you delay repayment. Read on to learn how it works, plus the pros and cons.
Melissa Brock
August 3, 2023
7 min read
Will Refinancing Student Loans Hurt My Credit Score?
Does refinancing student loans hurt credit? Learn from Lantern whether student loan refinancing will hurt your credit and how to ensure the effect is positive.
Rebecca Safier
August 3, 2023
6 min read
Understanding Capitalized Interest on Student Loans
Capitalized interest can add up on your student loans and add to your debt. Learn more about capitalized interest on student loans and how it works here.
Sulaiman Abdur-Rahman
August 3, 2023
7 min read
Student Loan Forbearance vs Deferment
Forbearance and deferment are two different options for pausing payment on student loans. Learn about forbearance vs deferment and how they work.
Chris Alexis
August 3, 2023
9 min read
Does Refinancing Student Loans Hurt Your Credit?
Refinancing your student loans can affect your credit score. Here's what to expect and what you can do about it.
Nancy Bilyeau
August 3, 2023
6 min read
Recertifying Income-Based Repayments for Student Loans
Each year, you’ll need to recertify your income-based repayment plan for student loans. Read on to learn what IBR recertification is and how to apply for it.
Rebecca Safier
August 3, 2023
8 min read
Credit Score Needed to Refinance Student Loans: Here's What You Should Know
What credit score is needed to refinance student loans? Learn more from Lantern about the minimum credit score needed to refinance student loans.
Rebecca Safier
August 3, 2023
8 min read
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