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Banking
What Is Budgeting and How Can You Start?
Budgeting is a great way to keep track of your spending and allocate income for your expenses. Learn more about budgets.
Jacqueline DeMarco
Updated January 21, 2025
Latest
How Much Cash Should You Keep at Home?
Benefits of keeping cash at home include being prepared for an emergency and keeping track of your budget. Here's how much cash you should keep at home.
Susan Guillory
July 13, 2023
6 min read
When Can You Cash in Savings Bonds?
You can cash in savings bonds after one year. Learn how and when to cash them in, plus rules to make sure you get the full worth of the bonds from Lantern.
Austin Kilham
July 10, 2023
7 min read
How to Find Lost Savings Bonds
You can find lost savings bonds by using the Treasury Department's Treasury Hunt tool with your SSN and state. Learn more from Lantern by SoFi.
Austin Kilham
July 10, 2023
6 min read
What Happens When the Bank Closes Your Account
Learn the reasons why a bank would close your account, and what steps you can take afterward. Get info about what happens when the bank closes your account.
Walecia Konrad
July 6, 2023
8 min read
Financial Literacy for Young Adults
Financial literacy is a great skill to possess when entering the workforce or college. Learn how to improve financial literacy as a young adult.
Walecia Konrad
June 30, 2023
6 min read
What Are Some Examples of Monthly Budgets?
Budgeting can help you keep spending low and savings high. Learn about common monthly expenses and examples of monthly budgets to help you do both.
Jacqueline DeMarco
June 26, 2023
6 min read
What Is a Bank Reconciliation Statement?
A bank reconciliation statement explains certain banking activities that let individuals and companies compare their records with the bank’s records.
Susan Guillory
June 13, 2023
6 min read
ACH vs Wire Transfers: What Is the Difference?
ACH payments and wire transfers are different ways to send electronic payments. Learn more about the differences between ACH and wire transfers.
Sulaiman Abdur-Rahman
June 9, 2023
5 min read
Bank Early Warning System
Early Warning Services (EWS) helps commercial banks assess the risk of approving a consumer’s application to open a new bank deposit account. Learn more.
Sulaiman Abdur-Rahman
June 9, 2023
5 min read
Negotiable Order of Withdrawal (NOW) Account
Looking for a flexible banking option? Learn about negotiable order of withdrawal (NOW) accounts, including interest rates, pros, and cons. Discover if a NOW account is right for you.
Sulaiman Abdur-Rahman
June 9, 2023
4 min read
Bank Error in Your Favor: What Happens Next?
A bank error in your favor has many implications if you try to exploit the situation as a matter of unjust enrichment. Learn more about typical bank errors.
Sulaiman Abdur-Rahman
June 8, 2023
5 min read
A Guide to Cardless ATMs
Cardless ATMs let you access your bank accounts without a debit or bank card. Learn more about how cardless ATMs work and what to know when using them.
Jacqueline DeMarco
June 8, 2023
6 min read
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