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Personal Loans
Why Your Personal Loan May Have Been Denied
There are many reasons a borrower may be denied a personal loan. Here are 8 of the most common reasons for loan denial and tips for getting approved.
Austin Kilham
Updated September 10, 2026
Latest
Guide to Emergency Loans for Fast Cash
Need quick cash for an unexpected expense? Our guide to emergency loans for fast cash covers how to find, apply for, and qualify for emergency loans.
Lauren Ward
March 27, 2025
10 min read
Key Differences Between Lines of Credit vs Personal Loans
A personal loan allows you to borrow a large amount of money at once. A line of credit allows you to borrow money in portions. Learn more from Lantern.
Austin Kilham
March 27, 2025
7 min read
Guide to Debt Consolidation Loans vs. Personal Loans: Key Differences to Know
When it comes to consolidating debt, there are many options available, including personal loans and debt consolidation loans. Learn about them today.
Lauren Ward
March 26, 2025
10 min read
Guide to Closed-End Credit: What It Is And How It Works
Closed-end credit has to be repaid within a prearranged time frame, unlike open-ended credit. Learn more about different types of closed-end credit.
Sulaiman Abdur-Rahman
March 26, 2025
7 min read
Guide to Daily Simple Interest Loans and How They Work
A daily simple interest loan typically costs less than a compound interest loan. Learn how daily simple interest works and how to figure out loan costs.
Susan Guillory
March 26, 2025
8 min read
What Is an Unsecured Personal Loan with No Collateral?
Unsecured personal loans do not require collateral, but borrowers with bad credit may have difficulty qualifying for one. Learn more about unsecured loans.
Kim Franke-Folstad
March 26, 2025
17 min read
Guide to Personal Loan Qualifications
In order to get a personal loan, there are a few qualifications you must meet. Learn about personal loan requirements, including tips for approval, with Lantern.
Sarah Li Cain
March 26, 2025
10 min read
Guide for First-Time Personal Loan Borrowers
Are you a first-time borrower interested in taking out a personal loan? Read on to learn helpful tips for first-time personal loan borrowers.
Jason Steele
March 19, 2025
6 min read
Loan Modification vs. Refinance: Which Is Better?
Loan modifications alter the original loan terms, whereas loan refinancing creates a new loan ideally with better rates or terms. Learn more on the differences with Lantern.
Lauren Ward
March 19, 2025
8 min read
What Are Cross-Collateralized Loans & How Do They Work?
Cross-collateralization is when a lender uses one of your assets as collateral to secure two separate loans. Learn how this can affect you financially.
Austin Kilham
March 19, 2025
6 min read
Knowing Your Furniture Financing Options
There are a variety of ways that you can finance furniture. Read on for several furniture financing options, including personal loans.
Lauren Ward
March 19, 2025
7 min read
Adoption Loans: Is It Possible to Get One?
An adoption loan is a loan that can be used for adopting a child. You can also use personal loans for adoption. Learn more about adoption loan programs.
Lauren Ward
March 19, 2025
7 min read
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