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Personal Loans
How Does Debt Consolidation Affect Your Credit Score?
Debt consolidation may positively and negatively affect your credit. There are pros and cons to debt consolidation. Read on to learn more.
Jason Steele
Updated June 12, 2026
Latest
Average Personal Loan Interest Rate
Ever wonder what the average personal loan interest rate is? Find the average personal loan interest rate by credit score, and tips to lower interest rates.
Kim Franke-Folstad
June 3, 2025
10 min read
Debt Settlement vs Bankruptcy
Compare debt settlement vs bankruptcy and learn about your debt relief options. Make an informed decision about your financial future.
Jason Steele
June 3, 2025
7 min read
What Is a CD Loan?
A CD loan allows you to borrow against the balance of your certificate of deposit (CD), using it as collateral to secure the loan. Learn more with Lantern.
Lauren Ward
June 3, 2025
9 min read
Personal Loans vs Credit Cards: A Complete Comparison
When taking on debt, both personal loans and credit cards have their advantages. Learn which option is the best for you between personal loans vs credit cards.
Jason Steele
June 3, 2025
9 min read
Loan Principal Definition and Explanation
The loan principal is the initial amount of the loan. The loan principal and interest are what make the monthly payment amount. Learn more from Lantern.
Sulaiman Abdur-Rahman
June 3, 2025
7 min read
What Are Installment Loans?
Installment loans are loans that borrowers must repay with regularly scheduled payments at a set interest rate and terms. Learn more with Lantern by SoFi.
Kelly Boyer Sagert
June 3, 2025
10 min read
Should I Borrow Money for a Down Payment?
Looking to make a large purchase but need help with the down payment? Learn if using a personal loan is the right decision.
Sulaiman Abdur-Rahman
June 3, 2025
5 min read
Financing an Engagement Ring: Personal Loans and Alternatives
Personal loans can be utilized to finance an engagement ring, but there are some things to keep in mind prior to making this financial decision. Learn more with Lantern.
Jackie Lam
June 3, 2025
6 min read
Everything You Need to Know About Getting a $40,000 Personal Loan
To get a personal loan for $40,000, you’ll need to meet the criteria, such as having good credit. Read on for more about getting a $40,000 personal loan.
Susan Guillory
June 2, 2025
4 min read
What Is a Fixed-Rate Loan?
A fixed-rate loan is a lending product featuring a fixed monthly payment and an interest rate that stays the same for the life of the loan. Learn more.
Sulaiman Abdur-Rahman
June 2, 2025
5 min read
What to Know About Paying Off Personal Loans Early
Learn about prepayment penalties and whether you can pay off a personal loan early. Save money and avoid fees by understanding your options.
Sulaiman Abdur-Rahman
June 2, 2025
7 min read
Small Personal Loans: Up to $5,000
Small personal loans can range from $1,000 to $5,000. Learn more about small personal loans and find out if small personal loans are for you.
Susan Guillory
June 2, 2025
8 min read
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