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Credit Cards
5 Factors That May Affect Your Credit Score
Factors that can affect your credit score include credit history, number of accounts, credit balance, and more. Learn what affects your credit score.
Lauren Ward
Updated August 20, 2025
Latest
Should You Cancel Unused Credit Cards or Keep Them?
While it can be tempting to cancel a credit card you don't use, there are consequences involved. Learn more about the impact of canceling unused credit cards.
Kim Franke-Folstad
June 3, 2025
9 min read
Guide to the Fair Credit Reporting Act
The Fair Credit Reporting Act protects borrowers by promoting privacy, accurate data reporting, and fair reporting. Learn more about the federal FCRA.
Sulaiman Abdur-Rahman
June 2, 2025
8 min read
What Is APR on a Credit Card?
APR means annual percentage rate and refers to interest on a credit account. Learn more about APR and how it works on credit cards.
Sheryl Nance-Nash
June 2, 2025
8 min read
How Do Credit Cards Work? Complete Guide
When making a purchase or paying a bill, credit cards offer convenience and the ability to save money in rewards while building credit history. Learn more.
Jamie Cattanach
March 26, 2025
8 min read
Credit Card Terms, Explained
Credit card terminology can be confusing, but it's important to understand some key terms. Here's how to build your credit card vocabulary.
Rebecca Lake
March 26, 2025
7 min read
How to Find the Right Credit Card
Choosing a credit card doesn’t have to be complicated. Learn how to find the right credit card with the best benefits for your needs.
Rebecca Lake
March 26, 2025
7 min read
Is Overpaying Your Credit Card a Bad Idea?
Accidentally overpaid your credit card bill? Learn about the steps to take to get your money back, as well as some tips for avoiding overpayments.
Jason Steele
March 19, 2025
7 min read
Is it Acceptable to Use a Business Credit Card for Personal Use?
Is it illegal to use a business credit card for your personal expenses? Learn about the consequences of buying personal items using your business credit card today.
Jason Steele
March 19, 2025
7 min read
Credit Card Accountability, Responsibility, and Disclosure Act, Explained
The CARD Act limits fees and interest rate hikes on credit cards. Read on to find out how the act protects consumers against unfair practices.
Jason Steele
March 17, 2025
6 min read
Guide to Understanding Credit Card Purchase Protection
Credit card purchase protection safeguards your purchases against damage, theft, or loss. Discover coverage details, eligibility requirements, and more on this credit card benefit.
Jason Steele
March 17, 2025
7 min read
Credit Card Acquirers vs Credit Card Issuers: The Differences
Every credit card transaction involves both an issuing bank and an acquiring bank. What’s the difference? Here’s what you need to know.
Jason Steele
March 17, 2025
6 min read
Guide to Credit Card Hardship Programs
Learn what credit card hardship programs are and how your issuer's hardship program can impact your credit in unexpected ways.
Jason Steele
March 17, 2025
9 min read
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