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Credit Cards
How Do Refunds on Credit Cards Work?
A credit card refund typically takes seven days. A refund to a credit card requires a merchant to return the original purchase amount to a credit card account.
Nancy Bilyeau
Updated October 24, 2025
Latest
Credit Card Accountability, Responsibility, and Disclosure Act, Explained
The CARD Act limits fees and interest rate hikes on credit cards. Read on to find out how the act protects consumers against unfair practices.
Jason Steele
March 17, 2025
6 min read
Credit Card Acquirers vs Credit Card Issuers: The Differences
Every credit card transaction involves both an issuing bank and an acquiring bank. What’s the difference? Here’s what you need to know.
Jason Steele
March 17, 2025
6 min read
Can You Reopen a Closed Credit Card? All You Need to Know
Have you been wondering if you can reopen a closed credit card? Learn from Lantern the steps to take to reopen a closed credit card account & the alternatives.
Jason Steele
March 17, 2025
6 min read
Guide to Understanding Credit Card Purchase Protection
Credit card purchase protection safeguards your purchases against damage, theft, or loss. Discover coverage details, eligibility requirements, and more on this credit card benefit.
Jason Steele
March 17, 2025
7 min read
What Does ‘Preapproved’ Mean for a Credit Card?
Wondering what preapproval means for a credit card? Learn more about credit card preapproval, how it works, and the benefits it may have.
Jason Steele
March 13, 2025
7 min read
What Is a Credit Bureau? Examining the Big 3 Credit Bureaus
Learn what a credit bureau is, how the three major credit bureaus — Equifax, Experian, and TransUnion — collect and report credit information, and why they matter for your financial health.
Jason Steele
March 13, 2025
9 min read
International Credit Cards: Features and Benefits
Do you need an international credit card? Learn about what international credit cards are, how they work, and the benefits of using an international credit card.
Jason Steele
March 13, 2025
8 min read
Guide to Destroying a Metal Credit Card
As credit card issuers are switching to metal credit cards, safely getting rid of these cards is more complex. Learn tips from Lantern on destroying metal credit cards.
Jason Steele
March 13, 2025
6 min read
Can You Get a Credit Card at 16: Is It Possible?
Wondering if it’s possible to get a credit card at age 16? There are ways to do it, but some restrictions apply. Here’s what you need to know.
Jason Steele
March 12, 2025
6 min read
The History of Credit Cards: How Credit Cards Started
Wondering about the history of credit cards? Learn when credit cards were invented, who invented credit cards, and general credit card history.
Jason Steele
March 12, 2025
6 min read
Do You Need a Credit Card to Rent a Car?
Are you wondering if you need a credit card to rent a car? Read on for how you can rent a car with or without a credit card.
Jason Steele
March 12, 2025
8 min read
Guide to Credit Card Expiration Dates
Why do credit cards have expiration dates and how do you know when your card expires? Learn the facts about credit card expiration dates.
Jason Steele
March 12, 2025
7 min read
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