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Credit Cards
What Is a Credit Limit? How Do Credit Limits Work?
A credit limit is the maximum amount you can charge on a credit card. Learn about credit limits, how to increase them, and when they’re reset in this overview.
Jason Steele
Updated October 9, 2025
Latest
Guide to Understanding Credit Card Purchase Protection
Credit card purchase protection safeguards your purchases against damage, theft, or loss. Discover coverage details, eligibility requirements, and more on this credit card benefit.
Jason Steele
March 17, 2025
7 min read
Guide to Credit Card Hardship Programs
Learn what credit card hardship programs are and how your issuer's hardship program can impact your credit in unexpected ways.
Jason Steele
March 17, 2025
9 min read
What Does ‘Preapproved’ Mean for a Credit Card?
Wondering what preapproval means for a credit card? Learn more about credit card preapproval, how it works, and the benefits it may have.
Jason Steele
March 13, 2025
7 min read
What Is a Credit Bureau? Examining the Big 3 Credit Bureaus
Learn what a credit bureau is, how the three major credit bureaus — Equifax, Experian, and TransUnion — collect and report credit information, and why they matter for your financial health.
Jason Steele
March 13, 2025
9 min read
International Credit Cards: Features and Benefits
Do you need an international credit card? Learn about what international credit cards are, how they work, and the benefits of using an international credit card.
Jason Steele
March 13, 2025
8 min read
Guide to Destroying a Metal Credit Card
As credit card issuers are switching to metal credit cards, safely getting rid of these cards is more complex. Learn tips from Lantern on destroying metal credit cards.
Jason Steele
March 13, 2025
6 min read
The History of Credit Cards: How Credit Cards Started
Wondering about the history of credit cards? Learn when credit cards were invented, who invented credit cards, and general credit card history.
Jason Steele
March 12, 2025
6 min read
How Much Credit Card Debt Do Americans Have in 2025? (State Breakdown)
See the state-by-state breakdown of credit card debt in 2025. Compare America’s average credit card debt balance by state and credit score tier.
Sulaiman Abdur-Rahman
March 12, 2025
17 min read
Can You Get a Credit Card at 16: Is It Possible?
Wondering if it’s possible to get a credit card at age 16? There are ways to do it, but some restrictions apply. Here’s what you need to know.
Jason Steele
March 12, 2025
6 min read
Do You Need a Credit Card to Rent a Car?
Are you wondering if you need a credit card to rent a car? Read on for how you can rent a car with or without a credit card.
Jason Steele
March 12, 2025
8 min read
Guide to Credit Card Expiration Dates
Why do credit cards have expiration dates and how do you know when your card expires? Learn the facts about credit card expiration dates.
Jason Steele
March 12, 2025
7 min read
Guide to Understanding Credit Card Miles
You can earn credit card miles by using certain credit cards, and put those miles toward future travel expenses. Learn how to earn and redeem credit card miles.
Jason Steele
January 16, 2025
7 min read
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