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Credit Cards
What Is APR on a Credit Card?
APR means annual percentage rate and refers to interest on a credit account. Learn more about APR and how it works on credit cards.
Sheryl Nance-Nash
Updated June 2, 2025
Latest
Understanding a 590 Credit Score
Learn how a 590 credit score may influence your financing options and the factors that can influence your credit score.
Jason Steele
December 17, 2024
8 min read
Understanding Credit Cards
A credit card allows you to borrow money to pay for goods and services. Learn more about costs and fees, how credit cards work, and types of cards available.
Jason Steele
December 14, 2024
12 min read
Guide to Checking Your Credit Card Balance
You can check your credit card balance via your online account, your bank’s mobile app, calling your credit card issuer, or by checking your statement. Learn more with Lantern.
Jason Steele
December 12, 2024
7 min read
Credit Card Network vs Credit Card Issuer
A credit card network processes your payments and is different from a credit card issuer. Learn more about the differences between the two.
Jason Steele
December 12, 2024
7 min read
Guide to Reporting Credit Card Fraud
Wondering how to report credit card fraud? Learn tips from Lantern on identifying, reporting, and protecting yourself from credit card fraud today.
Jason Steele
November 13, 2024
5 min read
Black Credit Card: What It Is & What You Need to Know
There is a lot of confusion surrounding what a black credit card is. Learn from Lantern how they work, who qualifies & why they are hard to get.
Jason Steele
November 13, 2024
7 min read
What Is a Credit Utilization Ratio & How Does It Work?
A credit utilization ratio is the sum of all balances divided by the total credit card limit. Learn more about the credit utilization ratio.
Jason Steele
November 13, 2024
8 min read
What Is a Business Credit Card and How Does It Work?
Are you considering getting a business credit card? Learn from Lantern how to use business credit cards and how they can help you grow your business.
Lauren Ward
November 13, 2024
9 min read
Guide to Changing the Name on Your Credit Card
Not sure how to go about changing the name on your credit card? Read on to learn what you need to know, how to do it right, and pitfalls to avoid.
Jason Steele
November 13, 2024
6 min read
Guide to Applying for a Credit Card if You Have No Job
Does credit card account approval require a job? The short answer is no. Learn from Lantern the various ways you can obtain a credit card without a job.
Jason Steele
November 13, 2024
7 min read
Credit Card Closing Date vs Due Date: Key Differences
What is a credit card closing date and how does it differ from due date? Find out what to know about credit card closing date and due date in this article.
Jason Steele
November 13, 2024
9 min read
Can You Go to Jail for Credit Card Debt?
While you cannot go to jail for credit card debt, you can face some serious consequences that can prove damaging. Read on for more information.
Jason Steele
September 6, 2024
6 min read
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