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Credit Cards
How Do Refunds on Credit Cards Work?
A credit card refund typically takes seven days. A refund to a credit card requires a merchant to return the original purchase amount to a credit card account.
Nancy Bilyeau
Updated October 24, 2025
Latest
Does Getting a New Credit Card Hurt Your Credit?
Thinking about getting a new credit card but worried it will affect your credit score? Here’s what you need to know about new credit cards and your credit.
Jason Steele
January 6, 2025
4 min read
Can You Pay Bills With a Credit Card?
Paying your bills with a credit card can help you earn rewards faster. But there are some drawbacks. Learn more.
Jason Steele
December 18, 2024
9 min read
Guide to Getting a Credit Card With No Credit History
Even if you have no credit, it is possible to get a credit card. Read on to learn about the credit cards you may be eligible for and tips on applying for them.
Jason Steele
December 18, 2024
6 min read
Understanding a 590 Credit Score
Learn how a 590 credit score may influence your financing options and the factors that can influence your credit score.
Jason Steele
December 17, 2024
8 min read
Guide to Credit Card Annual Fees
Have you noticed the annual fee included in some credit cards? Learn about credit card annual fees, how they are charged, and if the annual fees are worth paying.
Jason Steele
December 17, 2024
8 min read
Understanding Credit Cards
A credit card allows you to borrow money to pay for goods and services. Learn more about costs and fees, how credit cards work, and types of cards available.
Jason Steele
December 14, 2024
12 min read
Guide to Checking Your Credit Card Balance
You can check your credit card balance via your online account, your bank’s mobile app, calling your credit card issuer, or by checking your statement. Learn more with Lantern.
Jason Steele
December 12, 2024
7 min read
Credit Card Network vs Credit Card Issuer
A credit card network processes your payments and is different from a credit card issuer. Learn more about the differences between the two.
Jason Steele
December 12, 2024
7 min read
Guide to Changing the Name on Your Credit Card
Not sure how to go about changing the name on your credit card? Read on to learn what you need to know, how to do it right, and pitfalls to avoid.
Jason Steele
November 13, 2024
6 min read
What Is a Credit Utilization Ratio & How Does It Work?
A credit utilization ratio is the sum of all balances divided by the total credit card limit. Learn more about the credit utilization ratio.
Jason Steele
November 13, 2024
8 min read
Credit Card Closing Date vs Due Date: Key Differences
What is a credit card closing date and how does it differ from due date? Find out what to know about credit card closing date and due date in this article.
Jason Steele
November 13, 2024
9 min read
What Is a Business Credit Card and How Does It Work?
Are you considering getting a business credit card? Learn from Lantern how to use business credit cards and how they can help you grow your business.
Lauren Ward
November 13, 2024
9 min read
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