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Credit Cards
Guide to Credit Card Hardship Programs
Learn what credit card hardship programs are and how your issuer's hardship program can impact your credit in unexpected ways.
Jason Steele
Updated July 20, 2026
Latest
Applying for a Credit Card: Tips for Getting Approved
Before you apply for a credit card, it can help to understand the types of credit cards and the benefits of each, as well as what it may take to get approved.
Kelly Boyer Sagert
June 13, 2025
7 min read
A Comparison of Charge Cards vs Credit Cards
A charge card must be paid in full each month, unlike a credit card. Explore key differences in payment requirements, interest, fees, spending limits, and ideal users.
Sarah Li Cain
June 13, 2025
7 min read
Should You Cancel Unused Credit Cards or Keep Them?
While it can be tempting to cancel a credit card you don't use, there are consequences involved. Learn more about the impact of canceling unused credit cards.
Kim Franke-Folstad
June 3, 2025
9 min read
Guide to Getting a Credit Card: When Can You Get a Credit Card?
Credit cards offer many advantages, but people are often unsure about the best time to get one. Learn when it makes the most sense to get a credit card.
Sarah Li Cain
June 3, 2025
9 min read
What Is APR on a Credit Card?
APR means annual percentage rate and refers to interest on a credit account. Learn more about APR and how it works on credit cards.
Sheryl Nance-Nash
June 2, 2025
8 min read
Guide to the Fair Credit Reporting Act
The Fair Credit Reporting Act protects borrowers by promoting privacy, accurate data reporting, and fair reporting. Learn more about the federal FCRA.
Sulaiman Abdur-Rahman
June 2, 2025
8 min read
How to Find the Right Credit Card
Choosing a credit card doesn’t have to be complicated. Learn how to find the right credit card with the best benefits for your needs.
Rebecca Lake
March 26, 2025
7 min read
How Do Credit Cards Work? Complete Guide
When making a purchase or paying a bill, credit cards offer convenience and the ability to save money in rewards while building credit history. Learn more.
Jamie Cattanach
March 26, 2025
8 min read
Credit Card Terms, Explained
Credit card terminology can be confusing, but it's important to understand some key terms. Here's how to build your credit card vocabulary.
Rebecca Lake
March 26, 2025
7 min read
Is it Acceptable to Use a Business Credit Card for Personal Use?
Is it illegal to use a business credit card for your personal expenses? Learn about the consequences of buying personal items using your business credit card today.
Jason Steele
March 19, 2025
7 min read
Credit Card Accountability, Responsibility, and Disclosure Act, Explained
The CARD Act limits fees and interest rate hikes on credit cards. Read on to find out how the act protects consumers against unfair practices.
Jason Steele
March 17, 2025
6 min read
Can You Reopen a Closed Credit Card? All You Need to Know
Have you been wondering if you can reopen a closed credit card? Learn from Lantern the steps to take to reopen a closed credit card account & the alternatives.
Jason Steele
March 17, 2025
6 min read
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