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Credit Cards
Guide to Credit Card Hardship Programs
Learn what credit card hardship programs are and how your issuer's hardship program can impact your credit in unexpected ways.
Jason Steele
Updated July 20, 2026
Latest
Is Overpaying Your Credit Card a Bad Idea?
Accidentally overpaid your credit card bill? Learn about the steps to take to get your money back, as well as some tips for avoiding overpayments.
Jason Steele
July 20, 2026
7 min read
Credit Card Acquirers vs Credit Card Issuers: The Differences
Every credit card transaction involves both an issuing bank and an acquiring bank. What’s the difference? Here’s what you need to know.
Jason Steele
July 20, 2026
6 min read
Guide to Credit Card Hardship Programs
Learn what credit card hardship programs are and how your issuer's hardship program can impact your credit in unexpected ways.
Jason Steele
July 20, 2026
9 min read
Guide to Applying for a Credit Card if You Have No Job
Does credit card account approval require a job? The short answer is no. Learn from Lantern the various ways you can obtain a credit card without a job.
Jason Steele
July 14, 2026
7 min read
Guide to Credit Card Annual Fees
Have you noticed the annual fee included in some credit cards? Learn about credit card annual fees, how they are charged, and if the annual fees are worth paying.
Jason Steele
July 14, 2026
8 min read
Credit Card Closing Date vs Due Date: Key Differences
What is a credit card closing date and how does it differ from due date? Find out what to know about credit card closing date and due date in this article.
Jason Steele
July 14, 2026
9 min read
Black Credit Card: What It Is & What You Need to Know
There is a lot of confusion surrounding what a black credit card is. Learn from Lantern how they work, who qualifies & why they are hard to get.
Jason Steele
July 14, 2026
7 min read
Does Getting a New Credit Card Hurt Your Credit?
Thinking about getting a new credit card, but worried it will affect your credit score? Here’s what you need to know about new credit cards and your credit.
Jason Steele
July 14, 2026
4 min read
What It Means to Have a Delinquent Credit Card Account
A delinquent account is a credit card account with a late payment. A delinquent account is typically not reported until after thirty days. Learn more here.
Jackie Lam
July 14, 2026
8 min read
Guide to Understanding Credit Card Points
Wondering how to use credit card points? Read on to learn how credit card points work and the best ways to earn points and redeem them.
Jason Steele
July 8, 2026
6 min read
Using a Debit Card as a Credit Card: Is it Possible?
Choosing “credit” when you use a debit card doesn’t turn your debit card into a credit card. It just changes how the transaction gets processed. Learn more.
Jason Steele
July 8, 2026
7 min read
Guide to Credit Card Price Protection
Credit card price protection is a benefit many credit cardholders don’t know about. Learn what credit card price protection is and how it works.
Jason Steele
July 8, 2026
7 min read
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